Andrew L. Kerns

Andrew L. Kerns


Accountable Financial Planning LLC

Fee Only Financial Planner Located in Bellefontaine, OH and Serving Clients Nationwide


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Planning for Business Owners
  • Cash Flow and Budgeting

Visit Us

2881 County Road 5 North
Bellefontaine, OH 43311

112 Bellefield Avenue
Westerville, OH 43081

Andrew Kerns is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?

Andy Kerns is a founding partner of Accountable Financial Planning LLC. He is a CERTIFIED FINANCIAL PLANNER™ practitioner, a NAPFA-Registered Financial Advisor, a Registered Investment Advisor Representative in the State of Ohio, and an IRS Registered Tax Return Preparer.

Andy brings a unique combination of education, work, and life experiences to the financial planning process, including an engineering background, a history of academic achievement, and over twenty years of investment experience.

Prior to establishing Accountable Financial Planning, Andy was a financial planner at fee-only firm in Virginia, where he customized financial plans, prepared tax returns, and managed assets for a diverse set of individual and business clients.

Andy completed the CFP® coursework offered by the College For Financial Planning and passed the 10-hour CFP® Board Exam in 2007. He received a Bachelor of Science degree in Civil and Environmental Engineering in 2002 from the University of Cincinnati, where he graduated Summa Cum Laude, was first in his class, and proudly competed as a longdistance runner for the Cincinnati Bearcats.

Andy resides in Westerville, Ohio with his wife, Katy (below), and their two sons, Jeffery and Gregory (pictured). He volunteers as a coach for Above the Rim Basketball in Westerville and is an active member of his church.  He is an outdoor enthusiast and has hiked and camped in more than 20 U.S. National Parks.  Hen enjoys playing tennis, basketball and disc golf, and spending quality time with his family.