Andrew  Millard

Andrew Millard

| CFP®

Millard & Company

Fee-Only Financial Planner serving the Tryon, NC area.


  • Fee-Only Financial Planning
  • Financial Review
  • Hourly Fee Consultations
  • Retirement Planning
  • Investment Management
  • Tax Planning
  • Estate Planning
  • Insurance Services
  • College Education Planning
  • 401(k) and IRAs
  • Business Planning
  • Employee Benefits

Visit Us

22 Depot Street
Tryon, NC 28782

Andrew Millard is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?

As a CERTIFIED FINANCIAL PLANNER™ professional with over 21 years of experience, and a member of the National Association of Personal Financial Advisors (NAPFA)*, Andy helps cautious investors address their financial planning and investment needs—with sensitivity and understanding. He’s created a place where people feel welcome, and feel free to talk about their concerns in a supportive, caring environment.
A loyal partner

A meeting with Andy is like visiting a trusted friend; you know you can talk with him about anything, and he’ll give you help and encouragement.

    "I want to help simplify your life, clarify what really matters, and free you to live life on your terms."

A former teacher and high school principal, Andy values learning highly. He regularly travels to national investment and financial planning conferences in order to stay on the cutting edge of his profession.  A gifted communicator, he shares what he learns with his clients through talks, seminars, videos, weekly updates, quarterly letters and personal interaction. Most important, he applies his knowledge to the management of client portfolios.

Andy is the author of the well-respected book Low-Stress Investing: 10 Simple Steps to a Worry-Free Portfolio, which is available at  More recently, he drew upon his experience with young people to write The Graduate's Book of Practical Wisdom: 99 Lessons They Can't Teach in School.
Civic minded

Giving back to the community has always been a big part of Andy’s life.  He is a past recipient of the Carolina Foothills Chamber of Commerce Volunteer of the Year award and was inducted into that organization's Hall of Fame; he currently serves as the Chamber president.  A Past President of the Tryon Kiwanis Club, he has twice been named Kiwanian of the Year and even founded a chapter of the Kiwanis Club.  For eight years he served as General Chairman of the Blue Ridge Barbecue Festival, the area's largest annual event which attracts 20,000 visitors and over 700 volunteers each year.  His past involvement with children includes coaching youth soccer, basketball, and tee-ball teams.  Andy also uses his singing talents to perform solo benefit concerts and serves as emcee at local events.