- Fee-Only Financial Services
- Comprehensive Financial Planning
- Free Initial Consultation
- Investment Management
- Retirement Planning
- Education Planning
- Elder Care Issues
- Estate Planning
- Insurance Analysis
- Charitable Giving and Trusts
- Planning for Business Owners
- Cash Flow and Budgeting
New York, NY 10165
Annette Clearwaters is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?
Annette founded Clarity Investments + Planning in 2008 with Michael Goodman, the owner of Wealthstream Advisors Inc., the traditional high net worth-focused firm where she began her career. Clarity extends Wealthstream's planning services and investment management services to a broad range of clientele.
A CERTIFIED FINANCIAL PLANNER™, Annette has also completed Level II of the Chartered Financial Analyst® designation. Her areas of professional interest include portfolio management and behavioral finance, the study of how individuals make financial decisions.
After earning a Bachelor of Architecture with a Minor in Business from Pennsylvania State University, Annette spent several years in architectural design. Her search for a career that combined finance and a concrete way of impacting clients’ lives led her to financial planning.
Annette lives in Manhattan with her husband and daughter, and enjoys fitness, reading and Central Park walks with their basset hound Gary.