Carl Emerick| CFP®, CPA, MS
Emerick Financial Planning, LLC
- Fee-Only Financial Services
- Financial Planning
- Free Initial Consultation
- Investment Portfolio Design
- Retirement Planning
- Education Planning
- Cash Flow and Budgeting
- Estate Planning
- Insurance Analysis
- Charitable Giving and Trusts
- Planning for Business Owners
Pittsburgh, PA 15241
Fee-Only & Fiduciary
The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.
Carl Emerick is a Pittsburgh, PA Fee-Only Financial Planner serving Pittsburgh and all surrounding areas. Emerick Financial Planning, LLC specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. Carl Emerick is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.
Emerick Financial Planning is an independent, fee-only financial planning firm conveniently located in the South Hills of Pittsburgh, PA. We provide financial planning, investment advice, and hourly financial counsel for individuals and families, regardless of level of income, net worth, or investment value. We do not accept commissions for any products or services that we may recommend - just objective, as-needed financial advice and planning. Contact us today with any questions or to schedule a complimentary "Get Acquainted" meeting.
Sentinel Wealth Management, Inc. - Director of Financial Planning (2002 - 2015)
Ronald Blue & Co. - Financial Planner (1998 - 2002)
ULLICO, Inc. - Accountant (Tax, Cash Management, Budgeting)
CPA - State of Pennsylvania
Master's degree in Financial Planning
Bachelor's degree in Accounting
Emerick Financial Planning, LLC is:
We are not affiliated with any financial firm, brokerage, or insurance company, allowing us to provide advice free from conflict of interest from third parties. We receive no commissions, kickbacks, or other financial incentives from financial companies, freeing us to recommend whatever is in your best interest, because the only one who pays us is you.
As a CERTIFIED FINANCIAL PLANNER™ professional, Carl believes that financial decisions are best made in the context of a person’s overall financial situation and priorities. Before formulating specific recommendations, we will thoroughly analyze the details that may affect each decision to make sure that the various areas of your financial life fit together.
Carl has almost 30 years of experience in the financial services field, the last 17 years in personal financial planning and investment management. He has a Bachelor's degree in Accounting and a Master's degree in Financial Planning, as well as the CPA and CFP® designations. Carl has previously been with a large national wealth management firm and has been a partner in a small financial planning practice, serving clients from all walks of life during that time.
We formulate recommendations that are based on your goals, not on any proprietary financial products or services. Identifying, quantifying, and prioritizing your various goals is a crucial and integral part of the financial planning process. While it is tempting to dive straight into particular investments, tax strategies, and insurance products, we keep in mind that these are tools that we apply to helping you achieve your goals, and are best discussed after we know what you are trying to accomplish.
As a CERTIFIED FINANCIAL PLANNER™ professional, Carl has taken a fiduciary oath, legally binding him to put your interests above his own. Many advisors are not fiduciaries and do not have this obligation. In fact, they may be required to put the interests of their employers ahead of yours. At Emerick Financial Planning we have gladly signed a fiduciary oath that confirms our commitment to giving you advice that is in your best interest.
From a full, broad-based financial plan to focusing on a single issue on an hourly basis, we can provide the advice and direction you need to accomplish your goals. In addition, we can help implement the recommendations that we make, if you choose. At Emerick Financial Planning, we have no investment, income, or net worth minimums, so we can help almost anyone.