Carol Ringrose Alexander| CFP®, AIF®, CDFA™
Retirement Investment Advisors, Inc.
- Fee-Only Financial Services
- Comprehensive Financial Planning
- Free Initial Consultation
- Investment Management
- Retirement Planning
- Education Planning
- Elder Care Issues
- Estate Planning
- Insurance Analysis
- Charitable Giving and Trusts
- Planning for Business Owners
- Cash Flow and Budgeting
Our Other NAPFA Members
Oklahoma City, OK 73112
Fee-Only & Fiduciary
The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.
Carol Ringrose Alexander holds the CERTIFIED FINANCIAL PLANNER™ professional certification and has worked as a financial advisor since 2000. She helps clients identify and achieve their financial goals.
Carol also holds the Accredited Investment Fiduciary™ and Certified Divorce Financial Analyst™ professional designations. Holders of the AIF® certification have successfully completed a specialized program on investment fiduciary standards of care and subsequently passed a comprehensive examination. The CDFA™ certification requires completion of a specialized educational program in professional divorce planning offered by the Institute for Divorce Financial Analysts™. She is trained to evaluate the tax implications of dividing property and the settlement options for dividing pensions, marital property and awarding of child and spousal support.
Before becoming a financial advisor, Carol attained the highest certification in the field of fundraising, the Advanced Certified Fundraising Executive (ACFRE) from the Association of Fundraising Professionals. While she served as director of development for Casady School, the annual fund increased 1,050% and more than $15 million was raised through a capital campaign. In addition, she has worked with numerous nonprofit organizations as a consultant and volunteer.
She previously worked at the Presbyterian Health Foundation as director of public relations and as a reporter and columnist for The Journal Record newspaper. She received a master's degree in Spanish from Middlebury College in Vermont while studying in Madrid, Spain, and, undergraduate degrees in journalism and Spanish from Oklahoma State University.
We believe that every client has a unique situation, and that clients' needs vary. Our role is to provide our clients with greater financial independence and confidence in their investments by helping them make smart, well-informed decisions about their investments and retirement plans. Retirement Investment Advisors, Inc.'s investment strategy is to enhance our clients' successes by creating individualized, dynamic portfolios that can help optimize returns and reduce volatility. We are strategically working with quality investment management firms to execute the details of each client's personal plan.
FIRST MEETING - INITIAL CONSULTATION
The first step in the investment process is a meeting in our office in which our financial professionals discuss a variety of matters relating to your financial situation. We will ask you to bring a list of assets (what you own) and liabilities (what you owe), copies of bank and brokerage statements and information about any other assets you may have in order to provide you with a complete financial management evaluation. We discuss your plans for the future and any special concerns you may have, such as caring for an elderly parent or minimizing taxes in the transfer of your estate. We will also share in greater detail the services offered and the fee options available with our compensation. This meeting is an opportunity to determine if we are compatible with each other. There is no charge for this initial consultation or any other meeting prior to becoming a client.
We generally meet with prospective clients on an average of three times before they sign on as a client. We believe that choosing a financial advisor is an important decision and that it should not be taken lightly.
When a decision is made to proceed, the in-depth financial advisory process begins. Our financial professionals will begin to recommend proposed strategies, not products, to your financial concerns and indicate our recommendations for your completed financial management program. On an ongoing basis throughout our relationship, we will keep you informed on all matters affecting your financial management program and provide as much education on the financial management process as you desire.
In the weeks and months following the implementation of your financial management program, you will receive many documents in the mail. You are encouraged to call us any time you receive something you don't understand or if you have any questions. If a major financial event occurs in your life, such as a retirement distribution, death of a loved one, change in marital status, birth of a child or grandchild, sale of a home or business, or an anticipated receipt of an inheritance, it is important that you call so we can properly plan for the event and adjust your financial management plan as necessary.
Generally, our financial professionals will schedule semi-annual meetings in which we will review your financial goals, measure your financial management investment performance and fine-tune your asset allocation to make sure you stay on track to achieve their goals.