- Fee-Only Financial Planning
- Financial Review
- Hourly Fee Consultations
- Retirement Planning
- Investment Management
- Tax Planning
- Estate Planning
- Insurance Services
- College Education Planning
- 401(k) and IRAs
- Business Planning
- Employee Benefits
Abilene, TX 79601
Cary Beard is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?
Cary Beard has been a financial advisor with Carter Asset Management, Inc. since January 1, 2006. He has more than fifteen years of experience in public accounting, including work in a small, local firm, a mid-size metropolitan firm, and experience with Big Four national accounting firm PricewaterhouseCoopers (PWC) in their Dallas, Texas audit practice.
He recognized his desire to help individuals and families with their financial needs and goals during advanced studies in financial planning while in graduate school. In 2000, he commenced efforts that would allow him to make the focus of his professional career the providing of personal financial planning and investment advisory services.
In addition to his experience in planning for retirement, managing investments, and understanding the implications of Federal Income Tax for his clients, he has specific expertise and knowledge in the complex planning areas of corporate stock options, life insurance, retirement plans, charitable trusts, charitable annuities, endowment management, and college education funding.
Cary is a principal in the co-located public accounting firm of Carter & Beard, P.C., which provides tax and accounting services to the financial planning and investment advisory clients of Carter Asset Management. He serves the accounting practice as the managing Tax Partner.
Cary earned B.B.A. in Accounting and Master of Accountancy degrees from Abilene Christian University, College of Business Administration. He is a Certified Public Accountant with further credentials from the AICPA as a Personal Financial Specialist (PFS). This credential is for those limited number of CPAs who have considerable experience and specialize in personal financial planning. He is a CERTIFIED FINANCIAL PLANNERTM professional as designated by the Certified Financial Planner Board of Standards, Inc. He has also earned the ACCREDITED INVESTMENT FIDUCIARYTM professional designation awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh. This designation is the first and only designation that illustrates knowledge and competency in the area of fiduciary responsibility.
He is a member of the Texas Society of Certified Public Accountants (TSCPA) and the American Institute of Certified Public Accountants (AICPA), including the Personal Financial Planning Section of the AICPA.