Celia K. Brugge

Celia K. Brugge


Dogwood Financial Planning

Fee Only Financial Planner Located in Memphis, TN and Serving Clients Nationwide


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Planning for Business Owners
  • Cash Flow and Budgeting

Visit Us

8295 Tournament Drive
Suite 150
Memphis, TN 38125

Celia Brugge is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?

Celia Brugge is principal of Dogwood Financial Planning, a registered investment advisor in the state of Tennessee, and is a CERTIFIED FINANCIAL PLANNER™ professional.  The firm offers financial planning services to everyone without regard to income or account minimums.  Services are offered on a flat-rate or hourly basis.  

Celia earned a B.S. and an M.B.A. from the University of Tennessee, Knoxville.   Prior to founding Dogwood Financial Planning, Celia worked as a management consultant and nutrition professional.  She completed her financial planning education at Christian Brothers University.  After more than 25 years as an investor and assisting family and friends with their finances, Celia turned her longtime avocation into a career.

To enhance her financial planning practice, Celia is a member of the Garrett Planning Network, an international affiliation of over 300 independent financial advisors and planners dedicated to offering independent, as-needed financial planning and advice to people from all walks of life.  She is also a member of NAPFA, the largest professional association of Fee-Only comprehensive financial planners in the United States.  

Celia has been quoted in the national media, including the New York Times, Money Magazine, and Motley Fool, on financial topics ranging from .investing for retirees to financial planning for newlyweds.

Celia’s life experiences make her especially in tune with clients’ needs.  She knows what it’s like to: 

  • Raise children 
  • Care for elderly parents
  • Buy or sell a house in a difficult market
  • Finance a college education
  • Face the financial aspects of a job loss
  • Plan for retirement in the face of many other financial demands

Celia volunteers her time and support to a number of organizations and events within her church and community.  She serves on the board of the Greater Memphis chapter of the Financial Planning Association as director of its Pro Bono Committee.  As a Junior Achievement volunteer, she teaches financial literacy in local schools.  She also works with the Aging Commission of the Mid-South as a SHIP volunteer, helping enroll seniors and others in Medicare.  In her free time, Celia enjoys hiking, bicycling, gardening, and spending time with her husband Mike and their two sons.