Chuck Clifton| CFP®, CDFA®, MBA
Sycamore Financial Planning
- Fee-Only Financial Services
- Comprehensive Financial Planning
- Free Initial Consultation
- Investment Management
- Retirement Planning
- Education Planning
- Insurance Analysis
- Cash Flow and Budgeting
- Hourly Planning Fee Structure
- Divorce Financial Planning
- Women's Financial Issues
- Unmarried and Same-Sex Couples
Durham, NC 27703
Charlotte, NC 28202
Fee-Only & Fiduciary
The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.
Charles "Chuck" Clifton is an Hourly Financial Planner with Offices in Raleigh-Durham and Charlotte serving North Carolina and clients across the country. Sycamore Financial Planning specializes in providing objective financial planning on an hourly basis to help clients manage, grow, and protect their assets through life's transitions. Charles Clifton is a NAPFA-Registered Financial Advisor.
By providing comprehensive financial planning services on an hourly, as-needed basis, Chuck offers a unique and flexible approach to helping clients with their most important financial questions. As a client, you decide how much assistance you need – and when you need it. Because Chuck’s compensation comes directly from his clients, his only responsibility is to his clients. Chuck works collaboratively with you to identify your goals and to create a plan to help you achieve them.
As a member of the Garrett Planning Network, Chuck is committed to the Fee-Only model of providing independent, objective financial planning services and advice to people from all walks of life. Fair and transparent pricing is a key focus for Sycamore Financial Planning. We don’t accept commissions or referral fees from third parties, so you know that there is no conflict of interest with our product recommendations. Once we have our Get Acquainted meeting, we’ll provide a fee quote, show you how we came up with the amount, and work with you if we need to customize the project based on your budget. Our goal is to keep your overall investing costs as low as possible while enabling you to make smarter financial decisions, sleep well at night, and achieve your goals.
Chuck has been a part of the financial services industry since 2008, when he joined a local investment advisory firm in the roles of financial analyst, research analyst, and Chief Compliance Officer. Prior to this, Chuck worked for IBM for 10 years as a software engineer, project manager, and financial operations manager.
Chuck has completed four degrees in the areas of business, finance, and technology. This education has prepared Chuck to provide you with a high level of financial advice.
- Personal financial planning.
- Retirement planning strategies.
- Investment portfolio design and asset allocation.
- Budgeting and debt management.
- College funding advice.
- One-time, periodic, or ongoing financial or investment advice.
- Second opinion on investments or current financial plan.
FEE-ONLY. Sycamore Financial Planning receives no referral fees or commissions from any third parties. Being fee-only allows us to focus exclusively on your best interest and provide objective recommendations to help you achieve your financial goals. It can often-times save you a lot of money too!
We are able to provide a flat-fee quote for the initial engagement at the conclusion of the complimentary consultation most of the time. With the flat-fee quote, as long as we stay within the original scope of our project, you won’t be charged any incremental hourly fees. You are also free to call and ask questions on the issues addressed in the engagement for up to a year after the recommendations meeting at no additional cost.
All services are billed at an hourly rate of $180. This rate is used both when determining a flat fee quote and when working on an hourly basis. A deposit and signed agreement is needed to start the engagement, and the remainder is due in the plan presentation meeting.
NO MINIMUMS. Sycamore Financial Planning does not require its clients to have a minimum amount of assets, account size, net worth, or income.