David Harbeitner| CFP®
Pinnacle Wealth Planning Services
- Fee-Only Financial Planning
- Financial Review
- Tax Planning
- Retirement Planning
- Investment Management
- College Education Planning
- Estate Planning
- Insurance Services
- Employee Benefits
- 401(k) and IRAs
- Business Planning
St. Petersburg, FL 33701
Fee-Only & Fiduciary
The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.
David Harbeitner is a St Petersburg, FL based Fee-Only Financial Planner serving clients nationwide. Pinnacle Wealth Planning Services specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. David Harbeitner is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.
David Harbeitner has been a participant in the financial service industry for over 30 years. Since joining Pinnacle Wealth Planning Services in 2013 he has been focused on serving the financial health of individuals and their families. Focusing first and foremost of the goals of his clients, David draws from his own experiences as well as Pinnacle's collective knowledge and resources to develop reality based financial plans and sound investment strategies. He also provides fiduciary services and investment advice to company retirement plans through Pinnacle Fiduciary Consulting.
In the industry since 1984 working with Fidelity Investments and T. Rowe Price in various leadership capacities, he has extensive experience working with both individuals and their families as well as both retirement plan sponsors and their participants. Additionally David has provided consulting services for large retirement plan providers as well as leading a team of financial professionals in delivering financial literacy programs to high school students.. A 1983 graduate with a BA in Finance from Miami University, he is a Certified Financial Planner, a husband and father to two adult daughters.
Pinnacle Wealth Planning Services, Inc. (“Pinnacle”) is a fee-only Wealth Management firm working exclusively with individuals and their families in conjunction with their other professional advisors. Pinnacle sells no products and receives no income from any third party. Pinnacle is an SEC Registered Investment Advisor, which legally makes Pinnacle a FIDUCIARY to its clients under both state and federal law.
Fi⋅du⋅ci⋅ar⋅y – Pinnacle is held by law to a fiduciary standard and occupies a position of special trust and confidence when working with a client. As a fiduciary, Pinnacle is required to act with undivided loyalty to the client. This includes disclosure of how Pinnacle is to be compensated.
Pinnacle is a family owned and operated Wealth Management firm with hundreds of clients throughout the United States. William D. Heichel founded Pinnacle’s predecessor company, Lifetime Planning, Inc., in 1980 and founded Pinnacle in 1998. Pinnacle’s staff combines specialized planning credentials such as JD, CPA, CFP®, ChFC®, MBA, PFS, AAMS®, CRPS®, CMFC®, and over 100 years of Wealth Management experience, delivering high quality wealth management services to our clients.
Pinnacle also provides ERISA retirement plan consulting services through our wholly owned subsidiary, Pinnacle Fiduciary Consulting Group, LLC , an independent, fee-only Registered Investment Advisory firm. We partner with Plan Sponsors and Plan Committees to help unravel the complexities of their fiduciary responsibilities and position the plan to create successful retirement outcomes for the participants.
Pinnacle's Total Assets Under Management are over half a billion dollars. Pinnacle's Average Assets Under Management per Client is over one million dollars.