Deborah  Grose
Deborah Grose

Lighthouse Financial Planning

Fee-Only Financial Planner serving the Folsom and Sacramento, CA area.


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Planning for Business Owners
  • Cash Flow and Budgeting

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101 Parkshore Drive
Folsom, CA 95630

Deborah Grose is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?

Debbie Grose is a Sacramento, CA financial Advisor.  She joined Lighthouse Financial Planning in 2007 and earned the CERTIFIED FINANCIAL PLANNER™ designation in 2008. Since earning the CFP® designation, Debbie has fully embraced the essence of what it takes to be a successful planner: serve the client’s best interest, always.

In addition to developing strong internal processes to ensure Lighthouse Financial Planning’s clients receive top notch service and sound advice, she has lead the development of our Wealth Accumulator Program(SM).  This program addresses one of biggest challenges facing the financial services industry; serving the yet-to be wealthy in a fee-only, fiduciary capacity.

Debbie is also passionate about the importance of financial literacy, the need for a true financial planning profession and importance of the fiduciary standard of care when giving any kind of financial advice.  Her volunteerism within in the Financial Planning Association (FPA) clearly demonstrates her actions are in line with her beliefs. She currently sits as the Chair for the Northern California’s FPA President Council, Chair for the FPA’s Mid-Profession Community of Interest, she is a Mentor for FPA’s Residency program at UC Irvine (2011 to present), she is the Past-President of her local FPA chapter; FPA of Northern California Chapter (2012 President), past member of the FPA’s national Career Development Committee, and Career Development Chair for her local FPA chapter.

Through these various activities, Debbie has many proud accomplishments including: helping to bring one of the country’s largest Financial Planning Day events to the Sacramento Area, being instrumentally involved in bring a CFP Board certified personal financial planning degree program to the CSUS campus, and creating a strong working relationship between the FPA of California and the California State Department of Corporations, the state regulator for investment advisors and financial products.

To ensure she continues to learn and grow as a planner, Debbie participates regularly with her study group, consisting of a handful of CFP® practioners from around the county, where the focus is on studying, discuss and explore financial planning topics and research, as well as the latest thinking on practice management best practices.

Her educational background includes a BS in Business Administration, Accounting and a minor in economics from California State University, Sacramento; a certificate in Personal Financial Planning from the UC Davis, Extension; and, graduation from the Financial Planning Association's (FPA) Residency program.

Prior to beginning her career as a CFP®, Debbie worked in local government for more than twelve years. Upon making the decision to change careers, Debbie was the Assistant Finance Director for the City of Woodland.  During her career transition she consulted with several municipalities on financial and operational issues.

In her free time, Debbie enjoys spending time with her husband, Brian, and their two sons.  She is an outdoor enthusiast and enjoys spending time outside playing in her garden, riding her horse, hiking, snowboarding and skiing, and/or enjoying nature’s beauty.

Financial Planner Sacramento