Craig Schmith

CFP®

Craig Schmith Financial Planning

Financial Advisor

Craig Schmith

CFP®

Craig Schmith Financial Planning

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Craig Schmith, CFP®

(919) 272-5054

    Fee-Only Financial Advisor serving Raleigh, Durham, Chapel Hill and Wilmington NC areas

    Craig Schmith is a Raleigh, NC fee-only financial planner. Craig Schmith Financial Planning provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Craig Schmith is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

    As a planner since 1999, I have been helping people to improve their personal financial situation by doing full financial plans, and hourly projects on topics of their choice. 

    A full plan starts with an individual or family’s work situation, personal situation, preferences and goals.  I analyze and recommend changes in cash flow, net worth, insurance coverages, income tax planning, goal planning (i.e. college, retirement, vacation home, etc.), investments, and estate planning.  Fees for a plan are typically $2,000 for singles/$2,800 for couples.

    Hourly planning is done on a project by project basis depending on people’s needs.  The most typical ones involve work on investments and retirement projections.

    Over 15 years planning experience and 2 degrees in finance provides me with the experience base to know how to handle a wide variety of situations.  My plans are designed to be easy to understand and I try to use the most straightforward solutions to get the job done.

    On a personal basis, I am direct and open and have an excellent sense of humor!  If you think I would be a good match, give me a call.

    Craig Schmith is a Member of the National Association of Personal Financial Advisors

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

    NAPFA members live by three important values:

    • To be the beacon for independent, objective financial advice for individuals and families.
    • To be the champion of financial services delivered in the public interest.
    • To be the standard bearer for the emerging profession of financial planning

    Financial Plan
    For people looking to get organized, optimized, and headed in the right direction. $200/hr. Typical Fees: Married couples $2,800. Singles and young married couples with less complex situations, $2,000.

    Hourly Planning, Specific Topics
    For people who don't need a full plan, and only want help with specific questions or elements of a plan. Typical requests are to run retirement scenarios or review portfolios and recommend changes. $200/hr.

    Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.

    Specialties

    • Comprehensive Financial Planning
    • Retirement Income Planning
    • Investment Management
    • College Education Planning
    • Tax Planning

    Ideal Clients

    • Retirees and Near Retirees
    • Growing Families
    • Business Owners and Executives
    • Sudden Money Situations
    • Novice Investors

    Working Together

    • In-Office Meetings
    • Virtual Meetings
    • Clearly Defined Fees
    • No Product Sales
    • Complimentary Initial Consultation

    Professional Designations & Affiliations

    Contact Craig Schmith

    Please enter your name
    Please enter a valid 10 digit US phone number in the format xxx-yyy-zzzz
    Please enter a valid email address
    Please leave a message for the advisor.
    Please verify that you aren't a robot.
    There was an issue sending your message. If this issue persists, please contact support.
    Your message has been successfully sent to the advisor. Please allow some time for a reply.

    Office Locations:

    • Meeting Location:
      5540 Centerview Drive, Suite 200
      Raleigh, NC
    • Meeting Location:
      ​1213 Culbreth Drive
      Wilmington, NC

    Outdated Browser Detected!

    If you're seeing this message, it's because the web browser you're using to access our site is much older and no longer supported. Due to privacy and safety concerns, we don't allow older browsers to access our site. In order to access WhyFiduciary.com, please use a newer browser, like Internet Explorer 10 or above, Google Chrome, or Mozilla Firefox.

    Download a newer browser