Craig Schmith Financial Planning
Fee-Only Financial Advisor serving Raleigh, Durham, Chapel Hill and Wilmington NC areas
As a planner since 1999, I have been helping people to improve their personal financial situation by doing full financial plans, and hourly projects on topics of their choice.
A full plan starts with an individual or family’s work situation, personal situation, preferences and goals. I analyze and recommend changes in cash flow, net worth, insurance coverages, income tax planning, goal planning (i.e. college, retirement, vacation home, etc.), investments, and estate planning. Fees for a plan are typically $2,000 for singles/$2,800 for couples.
Hourly planning is done on a project by project basis depending on people’s needs. The most typical ones involve work on investments and retirement projections.
Over 15 years planning experience and 2 degrees in finance provides me with the experience base to know how to handle a wide variety of situations. My plans are designed to be easy to understand and I try to use the most straightforward solutions to get the job done.
On a personal basis, I am direct and open and have an excellent sense of humor! If you think I would be a good match, give me a call.
Craig Schmith is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
For people looking to get organized, optimized, and headed in the right direction. $200/hr. Typical Fees: Married couples $2,800. Singles and young married couples with less complex situations, $2,000.
Hourly Planning, Specific Topics
For people who don't need a full plan, and only want help with specific questions or elements of a plan. Typical requests are to run retirement scenarios or review portfolios and recommend changes. $200/hr.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Craig Schmith is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Craig Schmith is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Craig Schmith is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Contact Craig Schmith
5540 Centerview Drive, Suite 200
â€‹1213 Culbreth Drive