Saltwater Harbor Financial
Fee-Only Financial Planner located in Brunswick, Maine and serving the Portland, ME area and Clients Across the Country
Eric Simonds CFP® has a passion for helping others. Over the past 15 years, Eric has gained his skills and credentials through both private and public sector careers in finance, policy and compliance. This experience, in addition to his Masters of Financial Planning from Golden Gate University, allows him to provide quality financial planning to all Maine families through Saltwater Harbor. Eric takes great pride in operating his own financial planning practice, knowing he makes a difference in the lives of his clients. His motivation for success is fueled by his clients’ accomplishments and ability to achieve their financial dreams with his guidance. “We Grow Together™” is not only the firm’s motto but also a core belief of Eric Simonds CFP®.
Eric is a Certified Financial Planner™, one of the founding member of the Maine Senior Education Collective, a Former President of Freeport Think Local, currently works with several non-profits and is the past Secretary of the Board of Directors for the oldest corporation in the State of Maine, Beta Housing, Incorporated. In addition he is a contributor to many media outlets and has had the honor of having his writings appear in Parent and Family, My Generation and Maine Magazine. Eric hosts a weekly show (The Midcoast Money Memo) WCME 900AM as well as on Derek Volk’s Box Talk Radio. In addition, Eric is the ONLY fee-only financial planner in Maine with no account minimum requirement to utilize the “assets under management” compensations model. His philosophy of the advisor and client growing successful together permeates all aspects of his life and financial advisory practice.
Eric is both a 2011 National Huguenot Scholarship recipient and the sole 2012 National Association Professional Financial Advisors Merit Scholar. In addition to his Masters in Financial Planning, Eric has a second Masters Degree in Public Policy and Management as well as Bachelor degrees from both the University of Maine and the University of Southern Maine. Highly involved in his local community and family, he resides in Brunswick with his wonderful wife, Kate, their two amazing sons, one naughty dog and a cat.
Eric Simonds is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
What is Fee-Only Financial Planning?
As a fee-only establishment, Saltwater Harbor is compensated solely by our clients. There are no payments contingent on the sale of a financial product, no commissions, no bonuses. We are here solely for our clients, not the possibility of what we may be able to sell to them. We are one of the only financial practices that does not require a minimum net worth, amount invested or the custody of your assets in order to help you. We believe that everyone deserves the possibility of a financial future, regardless of their current situation. Adopting a fee-only model allows us to be accessible to nearly every individual seeking guidance. We work by the hour and you pay us only for the work we do for you. Nothing makes us more proud than seeing our client’s dreams and wishes come true. Your needs will always come first at Saltwater Harbor Financial.
Who Do We Work With?
Our fee-only model allows us the amazing opportunity to work with an extremely wide range of individuals, all at different points in their financial growth.
Below are some of the types of individuals we service:
Recipients of inheritances of any size
Impoverished individuals looking to change their financial course
Individuals experiencing a career change
Individuals looking to roll over retirement savings into self-directed IRAs
Individuals looking for assistance with small financial planning tasks
Individuals looking for full service comprehensive financial planning
- See more at: http://saltwaterharbor.com/about/#sthash.YgOrQNuR.dpuf
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Eric Simonds is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Eric Simonds is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Eric Simonds is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Contact Eric Simonds
1 Poplar Dr