Heather  Cleland

Heather Cleland


Willow Creek Wealth Management

Fee Only Financial Planner Located in Sebastopol, CA and Serving Clients Nationwide


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Planning for Business Owners
  • Cash Flow and Budgeting

Visit Us

825 Gravenstein Highway North
Suite 5
Sebastopol, CA 95472

Heather Cleland is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?

Heather Cleland is a partner at Willow Creek Wealth Management, as well as the Company’s Chief Compliance Officer. Prior to joining WCWM in 1997 she was the controller for West County’s Palm Drive Hospital. Heather is one of Willow Creek’s senior financial planners. WCWM considers the pairing of comprehensive financial planning with disciplined asset management an important key to our clients reaching their lifetime goals. Heather’s experience, sensitivity, common sense and passion have helped her clients recognize those goals and implement a stress-free personal wealth strategy.

Heather earned her BA in Business Administration from Humboldt State University, where she received an award for Excellence as the outstanding business student in her graduating class. Heather is a CERTIFIED FINANCIAL PLANNER™ as well as a CERTIFIED DIVORCE FINANCIAL ANALYST™. She is currently a member of the Financial Planning Association, the National Association of Personal Financial Advisors, as well as the Collaborative Council of the Redwood Empire. Heather is an active Delivery Angel for The Ceres Community Project and served on their Legacy Development Committee as well.

Heather is a Sonoma County native and currently resides in Windsor with her sons, Brayden and Colby. Heather holds her black belt in Taekwondo and when not working (or at one of her boys baseball games) she enjoys hiking, golf, soccer, tennis, snowboarding, and SCUBA.