Hui-chin  Chen

Hui-chin Chen

| CFP®

Pavlov Financial Planning

(703) 224-8187

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Fee-Only Financial Planner located in Arlington, VA and serving clients across the world through virtual meetings


  • Fee-Only Financial Planning
  • Financial Review
  • Flat Fee Consultations
  • Retirement Planning
  • Investment Planning
  • Tax Planning
  • Employee Benefits
  • 401(k) and IRAs
  • College Education Planning


Our Other NAPFA Members

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1100 N Glebe Rd
Ste 1010
Arlington, VA 22201

Regardless of Location
Through Virtual Meetings

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

Hui-chin Chen is a Arlington, VA Fee-Only Financial Planner serving the entire Washington DC area and clients across the world through virtual meetings.  Pavlov Financial Planning specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. Hui-chin Chen is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.

Hui-chin Chen joined Pavlov Financial Planning in 2013 and is now co-owner and financial planner. She is passionate about helping people make better decisions and take control of their financial lives. She is particularly interested in working with the globally mobile young professionals that may have financial planning needs across multiple countries. She writes about these cross-border planning topics in her blog Money Matters for Globetrotters.

Prior to joining Pavlov Financial Planning, Hui-chin was an analyst specialized in credit risk modeling and monitoring first with a Fortune 500 company, and later for a research project in India. She also pursued her love of working with people through sales and marketing activities for small organizations in Taiwan and Mexico. Her background combining quantitative expertise, creative visual design, and interpersonal skills lends her unique ability to convey technical information in a manner that is easy to understand and promotes data-driven decisions.

Hui-chin is a CERTIFIED FINANCIAL PLANNER™ and a graduate of the FPA Residency Program. She is also a member of the XY Planning Network, The National Association of Personal Financial Advisors (NAPFA), and the Financial Planning Association. She holds a Master of Science degree in Public Policy and Management from Carnegie Mellon University, and a Bachelor of Business Administration degree from National Taiwan University. In addition to English, Hui-chin speaks fluent Mandarin Chinese and Taiwanese, and is conversational in Spanish and Japanese.


Pavlov Financial Planning was started in 2010 to serve common people in uncommon ways. We feel the pain of our generation struggling to find quality financial advice at an affordable price while being sold unnecessary financial products or being pushed away by large wealth management firms. This is why we dedicate ourselves to provide fee-only financial planning for young professionals who want to have comprehensive understanding of their finances, are ready to get their finances in order to start building wealth and meet their goals, and welcome a little nudge to take action from time to time.

With the needs of the new generation in mind, we established Pavlov Financial Planning to be an independent and fee-only investment and financial advisory firm. We are a Registered Investment Advisor firm with the Commonwealth of Virginia, and are legally required to put the interests of our clients ahead of our own. This is our fiduciary duty. We also adopt the CFA Institute Code of Ethics and Standards of Professional Conduct.

We were recognized as winners of the Arlington Best Business Awards in 2015.