James  Shagawat

James Shagawat

| CFP®, ChFC®, MBA

Windfall Wealth Advisors


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Fee-Only Financial Advisor Serving Clients Nationwide


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Estate Planning
  • Insurance Analysis
  • Special Needs Planning


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140 E Ridgewood Ave
Suite 41
Paramus, NJ 07652

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

James Shagawat is a Paramus, NJ Fee-Only Financial Planner serving Paramus and all surrounding areas. Fee-Only Financial Planner specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. James Shagawat is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.

James Shagawat, MBA, CFP®, ChFC®, NAPFA - Registered Financial Adviser, is a Wealth Management professional.

Too frequently I’ve seen people make honest mistakes, get mistreated, and go through their sudden wealth before they realize it. I can’t stand by and watch this happen, and am determined to make sure it doesn’t happen to you.

I’m dedicated to making sure that when you have a windfall, it works for YOU. This isn’t just my job, it’s a personal mission. My defining goal is to help our clients live more enjoyable lives by taking control of their wealth with confidence.

I created Windfall Wealth™ Advisors and our exclusive Windfall Wealth™ Process to enable people to take the bold leap towards the life they’ve always dreamed of, safe in the knowledge that they have a capable and trustworthy advocate to guide them on their journey.


Welcome to Windfall Wealth Advisors

Your life just changed. You’ve suddenly come into money, but now have no idea what your next move should be. You don’t know how to manage such high figures – where do you even start? How do you protect yourself and ensure that your money lasts a lifetime, and even beyond?

When people suddenly find themselves in control of large sums of money, as exciting as this can seem, it can also be a scary and daunting prospect. It presents a unique range of issues, demanding decisions you’ve never had to make before and leaving you vulnerable to exploitation and a higher risk of financial failure.

Maybe you’ve come into wealth through an unexpected windfall, or perhaps you recently lost your spouse who always handled the finances. No matter the path that led you here, the concerns are the same. All too often we see people in your position making bad financial decisions. Fueled by emotion and lack of clarity, you watch your money slip through your fingers like sand.

It doesn’t have to be this way. That’s why Windfall Wealth™ was created, to help take the worry out of sudden wealth, and successfully guide you to a secure and confident future.

Didn’t win the lottery last week? Don’t worry, we can still help those who feel they are behind the curve, and help you work towards creating your own wealth with clarity and assertiveness.