Jennifer H. Cray| CFP®, MBA
Investor's Capital Management, LLC
- Fee-Only Financial Services
- Comprehensive Financial Planning
- Free Initial Consultation
- Investment Management
- Retirement Planning
- Education Planning
- Estate Planning
- Insurance Analysis
- Charitable Giving and Trusts
- High Net-Worth Clients
- Tax planning
- Women's Financial Issues
Our Other NAPFA Members
Menlo Park, CA 94025
Fee-Only & Fiduciary
The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.
Growing up in a family of teachers and writers isn’t the usual recipe for becoming a financial planner. But while studying journalism in college, I came across a magazine article that explained the miracle of compound interest. The article had an illustration of a young woman sitting on a big nest egg, compared with an older gentleman sitting on a smaller nest egg. She started saving early, at just $100 a month. He started saving much later, at $1,000 a month. Here’s the miracle part: She will retire with more money.
- National Association of Personal Financial Advisors (NAPFA), a nationwide association of independent, fee-only financial planners
- Silicon Valley Chapter of the Financial Planning Association (FPA)
- Board of Directors for Palo Alto-based Financial Planning Forum (2007-2010)
- FPA Norcal Conference organizing committee (2004-2011)
Our clients have been in your shoes. As a team of dedicated, fee-only financial advisers we have helped them achieve their goals. We have a passion for providing advice to help individuals and families build secure financial futures and pursue their passions.
We understand that achieving goals requires discipline and balance. As your financial partner, we combine smart asset management with personalized financial planning to create your plan. This allows you to focus on the things you love while building your financial confidence for moving forward.
You don’t have to be born wealthy to build a secure life. Clear, independent and objective advice from a fee-only advisor can move you from endless worrying to feeling secure about the future. We believe that small actions over time can make a huge difference to your financial health. And we stand with you to build that future!