John E. Bergland, Jr.| CFP®, AIF®, M.Div.
Bergland Wealth Management
- Fee-Only Financial Services
- Comprehensive Financial Planning
- Free Initial Consultation
- Investment Management
- Retirement Planning
- Education Planning
- Elder Care Issues
- Estate Planning
- Insurance Analysis
- Charitable Giving and Trusts
- Planning for Business Owners
- Cash Flow and Budgeting
Our Other NAPFA Members
Ridgeland, MS 39158-1318
Fee-Only & Fiduciary
The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.
John Bergland, Jr. is a Ridgeland, MS Fee-Only Financial Planner serving Ridgeland and all surrounding areas. Bergland Wealth Management, Inc. specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. John Bergland Jr. is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.
John is the founder and President of Bergland Wealth Management, Inc.
John graduated from Louisiana Tech University with a B.A. in 1968. He served in the U.S. Coast Guard from 1968-1972. While in the Coast Guard, he attended the Naval Justice School in Newport, RI. Following his four years of service, John attended Reformed Theological Seminary in Jackson, MS. He graduated in 1976 with a Master of Divinity and Master of Christian Education in addition to being ordained by the Presbyterian Church in America (PCA) as a minister and evangelist..
John entered the financial services industry in 1979. He incorporated his practice in 1985 to offer client centered, Fee-Only, fiduciary, financial planning and money management services. He is a member of The National Association of Personal Financial Advisors (NAPFA) and is a "NAPFA-Registered Financial Advisor." There are approximately 1,400 members of NAPFA in the U.S. and only three in Mississippi. (www.napfa.org)
John has been a CERTIFIED FINANCIAL PLANNER® since 1987, having been certified by the Certified Financial Planner Board of Standards to use the certification marks CERTIFIED FINANCIAL PLANNER® and CFP®. In addition to being a CFP® certificant, he received the AIF® (Accredited Investment Fiduciary®) credential issued by the Center for Fiduciary Studies in 2006.
John lives on the water in Ridgeland, MS. He and his late wife, Marie, have three grown children. Faith is a graduate of Millsaps College, and Tiffany and John III are graduates of the University of Alabama. John is an avid sailor and loves the clear turquoise waters of the U.S. and British Virgin Islands.
The Bergland Wealth Management story began in 1985 after the founder, John E. Bergland, Jr., had a vision of building a Fee-Only, fiduciary, independent, financial planning firm specifically for the purpose of being independent and free to provide objective advice to clients independent of a bank, broker-dealer, or insurance company. In other words, do for you what we would do for ourselves if we were in your shoes. Today, over thirty years later, the firm is led by both John and his daughter, Tiffany B. Ballard. We continue providing Fee-Only, holistic wealth management and investment management services consistent with a fiduciary standard of care.
Our mission remains the same: to make a tremendous impact in our clients’ lives by helping them make informed decisions in order to maximize the probability of achieving all those things that are most important to them.
The full Bergland Wealth Management story centers around four watershed events in John’s journey to building a successful wealth management firm.
First, while in seminary, one of the most powerful verses in Scripture (among many) became firmly embedded in his heart and mind: Colossians 3:23 – “And whatsoever ye do, do it heartily, as to the Lord, and not unto men.” This verse remains a touchstone for the Bergland Wealth Management Team to this day.
Second, while living and raising a family in Clinton, MS, John encountered a neighbor who was a stockbroker. John held this individual in high regard as he incorrectly assumed any stockbroker must be an exceptionally bright, gifted, well trained, and an above average professional to be able to guide people with investing and money management matters. He would later learn how wrong he had been in this assumption.
Third, John frequently visited his father who was retired and living on the coast in Biloxi, MS. Upon one such visit, he was met with consternation on his father’s part. The reason – his father’s government security bond fund was losing value and his father could not understand how this could be happening. John’s inability to understand this or make sense out of it in order to help his father troubled him and the thoughts of others sharing a similar plight were equally disconcerting.
The fourth and final event occurred in 1982. He had spent several years searching for his “calling” in life. This search took him from being an ordained Presbyterian minister, to being active in the national/local political realm, and finally to being a very successful life insurance agent. And that’s when it happened. Though he was enjoying a prosperous career in insurance sales, he became disenchanted with the way the banks, broker-dealers and insurance companies worked. Simply put, they were in the business of making enormous sums of money by virtue of selling consumers “stuff.” There was little relationship between what the consumer was being sold, what they were buying, and what would be best for them. He had witnessed first-hand the need consumers had for an independent professional who would listen to them, gather their personal data, and help them make the wisest, most prudent, financial/life decisions. That day he decided to start down a new path of becoming a Fee-Only, fiduciary, certified financial planning practitioner.
So, he moved out of the “star producer’s office” with a picture postcard view from a high rise bank building in the capitol city of Jackson, MS and began pursuing his vision. He soon incorporated his practice to facilitate offering “Fee-Only, fiduciary, personalized financial planning” in 1985, became a Certified Financial Planner® practitioner in 1987, and dropped all of his hard earned securities licenses in 1990 since he was no longer selling insurance or investment products. And the rest is history.