John  Hochschwender

John Hochschwender


RTD Financial Advisors, Inc.

(215) 557-3800

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Fee Only Financial Planner Located in Philadelphia, PA and Serving Clients Nationwide


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Planning for Business Owners
  • Cash Flow and Budgeting


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30 S. 17th St.
Suite 1620
Philadelphia, PA 19103

220 W. Gay Street
West Chester, PA 19380

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

John Hochschwender is a Philadelphia, PA Fee-Only Financial Planner serving the entire region and clients across the country. RTD Financial Advisors, Inc. specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. John Hochschwender is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.

John Hochschwender  is an Executive Vice President/CFO with RTD Financial Advisors, Inc. A Certified Financial PlannerTM practitioner, he received an MBA from Villanova University and a Bachelor’s Degree in Psychology from the University of Pittsburgh at Johnstown.

Starting with The Vanguard Group in 1985, Mr. Hochschwender has worked continuously in the financial services industry. He has been doing comprehensive financial planning since 1993, including investments, retirement planning, college funding, employee benefits, estate, and insurance analysis.

Mr. Hochschwender has been quoted recently in, The American Retirement Initiative and the Price company. He has received the 5 star professional award for wealth management from 2010 to 2014.

Mr. Hochschwender specializes in working with retirees to help them achieve peace of mind about risk, retirement income, and estate planning. He also specializes in working with corporate executives and professionals who want to make the most of their benefit plans and other assets to reach financial independence.

Mr. Hochschwender’s philosophy in working with clients is to be an advisor, consultant, facilitator and friend. Reaching a client’s goals, objectives and dreams is the number one priority.

Mr. Hochschwender served as the president of the Philadelphia Tri-State Financial Planning Association (FPA) in 2010, after serving as the Treasurer for a number of years. The Philadelphia FPA has over 500 members, a 20-member board and runs numerous local education, pro bono, and public awareness events.

In addition, he is a member of the National Association of Personal Financial Advisors (NAPFA). NAPFA is a leading professional association of 2400 Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

John enjoys golf, skiing, hiking and other outdoor sports, balanced with reading and music.


Philosophy of Independence

We believe in providing unbiased and objective advice based solely on your situation, not on proprietary products or corporate constraints. That’s why we stand by our own declaration of independence and sit on your side of the table. We always look after your best interests, guided by an honest assessment of your needs and goals. Your agenda is our compass.

Fiduciary Excellence

As your fiduciary, we are straightforward in our advice, transparent in our fees, and responsive in our service. We engage in the relentless pursuit of putting you first in everything we do. Our internal checks and balances are reinforced by a certification from the Centre for Fiduciary Excellence (CEFEX). CEFEX provides independent recognition of our firm’s conformity to a defined standard of practice and our trustworthiness as an investment fiduciary.

30-year Heritage

Established in 1983, we have weathered our share of economic storms and financial fads. We have years of experience in balancing traditional values and proven practices with timely insight and flexible approaches to help minimize undue risk and maximize opportunity in any climate. We take a team approach to provide consistent, quality advice and service. One of the original independent advisory firms and a pioneer in Financial Life Planning® services, we remain thought leaders in the financial planning profession.

RTD has been nationally recognized as one of the top advisory firms by numerous publications such as Money Magazine, Worth, Philadelphia Business Journal, and Barron’s.