John M. Smartt

John M. Smartt


Financial Counseling & Administration

Fee Only Financial Planner Located in Knoxville, TN and Serving Clients Nationwide


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Planning for Business Owners
  • Cash Flow and Budgeting

Visit Us

2001 Partridge Run Lane
Knoxville, TN 37919-8967

John Smartt is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?

I am a CPA and State of Tennessee Registered Investment Advisor.  In business of assisting individuals and others with their investments, I have more than two decades of experience with Vanguard indexed mutual funds and ETFs (exchange traded funds).

Educated at The Wharton School of Business of the University of Pennsylvania undergraduate, with an MBA from the University of Michigan, I worked for the next two decades as an auditor, seeing inside a wide variety of businesses, principally for Price Waterhouse.

Shortly after returning to Knoxville, Tennessee, city of my birth, I began an investment counseling and management practice centered on:
 - asset allocation
 - appropriate site-ing, owning  investments in the right account types
 - reducing all costs, including income tax costs
 - assisting investors to maintain a long-term perspective

Non business activities including volunteer construction with Habitat for Humanity and the finance committee of my church.  I am the chair of the Personal Financial Planning committee of my local chapter of the Tennessee Society of CPAs.

My wife Paula and I have 3 children and 4 grandchildren.