John S. Spoto

John S. Spoto


Sentry Financial Planning, LLC


Contact Me

Fee Only Financial Planner Serving Massachusetts clients North of Boston, on the Northshore, in Merrimack Valley, and Essex County.


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Planning for Business Owners
  • Cash Flow and Budgeting


Visit Us

150A Andover Street
Suite 1
Danvers, MA 01923

2 Elm Square
Suite 320
Andover, MA 01810

999 Vanderbilt Beach Rd
Suite 200
Naples, FL 34108

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

John Spoto is a Fee Only financial planner serving Massachusetts - clients North of Boston, on the Northshore, in Merrimack Valley, and Essex County. Sentry Financial Planning specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. John Spoto is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.

John Spoto is a Fee Only Financial planner with office locations in Andover and Danvers, MA. Prior to establishing his firm, John spent over 16 years running his own finance and equipment leasing company, providing financing solutions to medium sized companies.
Early in his career, he was balancing the demands of running a growing business and managing his own family's finances. Even with a background in finance, and access to high-priced professional advisors, his personal finances didn't get the attention they deserved. With no one to help coordinate the efforts of these specialists, he often received fragmented and contradictory advice. He believes that most people face these same challenges.
His goal in establishing Sentry Financial Planning is to simplify the challenges of managing his clients’ personal finances and to provide them with straightforward recommendations and assistance in implementing them.
He is a member of the Garrett Planning Network and the National Association of Personal Financial Advisors.


Whatever your age, whatever your stage in life, Sentry Financial Planning is here to help you. We work with people who believe the way to build and preserve financial security is through careful planning, saving and working with a trusted advisor. Sentry Financial Planning, is a Fee-Only financial and investment advisory firm . We do not work for any financial institution and do not accept any commissions or referral fees. We have no minimum income or net worth requirements. We offer the advice you need to make better financial decisions.