Joseph  Alfonso

Joseph Alfonso

| CFP®, ChFC®, EA, RICP®

Aegis Financial Advisory, LLC

(408) 689-8211

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Fee-Only Financial Advisor serving San Francisco Bay and Portland, OR areas.

Specialties

  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Planning for Business Owners
  • Cash Flow and Budgeting

Website

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19925 Stevens Creek Blvd.
Suite 100
Cupertino, CA 95014

3689 Carman Drive
Suite 200A
Lake Oswego, OR 97035

Fee-Only & Fiduciary


The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

Joseph Alfonso is a Lake Oswego, OR and Cupertino, CA Fee-Only Financial Planner serving clients in the Portland, Oregon area, Northern California and across the U.S.  Joe specializes in retirement planning for pre-retiree couples and is an expert in Social Security and retirement income planning and taxation.  Speak to Joe about how he can help you fully enjoy your life in retirement free from the worry of ever running out of money.

Schedule a free introductory call.

Joseph Alfonso, CFP®, ChFC, EA, RICP® founded Aegis Financial Advisory and is the principal financial planner for the firm. He received his B.A. in Philosophy from Cornell University.

Joe works with pre-retiree couples to help them successfully transition to a life in retirement secure in the knowledge that they will always be able to afford their chosen lifestyle.  He achieves this goal by leveraging his expertise in Social Security and retirement income planning.  He is also a certified tax professional and performs "tax-aware" planning to save you money at every opportunity. Tax planning is especially important in retirement as a way to minimize the taxation of retirement account distributions and Social Security benefits, thereby maximizing your spendable retirement income.

Joe is a CERTIFIED FINANCIAL PLANNER™ professional and an Enrolled Agent, admitted to practice before the IRS to represent taxpayers at all administrative levels for audits, collections, and appeals. He is a member of The National Association of Personal Financial Advisors (NAPFA), the nation’s preeminent organization of fee-only financial planners, and was elected to the Board of Directors for the Western Region.

Joe follows a comprehensive approach based on the belief that true planning is an ongoing process requiring continued client engagement.

He is often quoted in the national media and has appeared in publications such as The Wall Street Journal, The Chicago Tribune, Smart Money and US News and World Report. Joe and his approach to investing were featured in The Wall Street Journal Online.

Joe is fluent in both Japanese and Spanish. He currently lives in Lake Oswego, Oregon with his wife, two sons and yellow lab. When not working with clients and spending time with family Joe can be found pursuing his inner athlete at the gym.

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We are a comprehensive financial planning firm specializing in retirement planning for pre-retiree couples. We are experts in Social Security and retirement income planning and the associated income tax issues.  Contact us to learn how we can help you fully enjoy your life in retirement free from the worry of ever running out of money.

 

Financial Planning
Manage the various areas of your financial life that are within your control while making sure all the pieces fit together.


Investment Management

Implement a prudent investment strategy that reflects your goals, takes on no more risk than necessary and is cost effective and tax efficient.


On-Going Engagement
Continuously monitor your progress and react to any changes in your personal circumstances that warrant a change in strategy.

Flat Fee
Our annual fee includes all of our financial planning and investment management services. It also includes ongoing consultation to address any new issues that may arise. This fee is fixed and is calculated based on your net worth.

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