Karen O'Brien| CFP®, CPA
trueNorth Wealth Advisors
- Fee-Only Financial Services
- Comprehensive Financial Planning
- Free Initial Consultation
- Investment Management
- Retirement Planning
- Education Planning
- Estate Planning
- Insurance Analysis
- Cash Flow and Budgeting
- Women's Financial Issues
Our Other NAPFA Members
Seattle, WA 98101
Fee-Only & Fiduciary
The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.
Karen O'Brien co-founded trueNorth Financial Services, LLC, in 2001 after a twenty-year career in corporate accounting. She is a Certified Financial Planner™ practitioner as well as a Certified Public Accountant. Karen leads the firm’s financial planning practice, and is focused on providing clients with understandable and timely advice.
She has been active in professional organizations throughout her career, and has close ties to the region’s accounting community. She is a charter member and former president of the Bellevue chapter of the American Society of Women Accountants (AWSA). In 1999, she received the chapter’s “Woman of Achievement” award which honored her as an outstanding example of the qualities and standards set by the organization.
Licenses & Registrations
CERTIFIED FINANCIAL PLANNER™ Certificant
Certified Public Accountant – Washington State
Bachelor of Science in Accounting – City University
Post Graduate Classes in Taxation – Golden Gate University
College for Financial Planning – CFP® education program
Fundamentals of Financial Life Planning Training – Money Quotient™
National Association of Personal Financial Advisors (NAPFA®)
American Society of Woman Accountants (ASWA)
2010-2012 Treasurer, Women’s University Club, Seattle
2006-2008 President Advisory Board, Bellevue Chapter of ASWA
1996-1997 President, Bellevue Chapter ASWA
1992-1996 Board of Directors, Bellevue Chapter of ASWA
2012 American Society of Women Accountants NW Regional Conference - Financial Touchstones for Women
2009 University Presbyterian Financial Counseling Ministry - What is Comprehensive Financial Planning?
2007 Seattle University Department of Accounting & Seattle Chapter of American Society of Women Accountants (ASWA) - Fees: Mutual Funds, Accounts and Advisory
National Association of Personal Financial Advisors Planning Perspective, Sep/Oct 2011: Social Security’s Online Benefits Estimating Tool.
We’re a good fit for people who are serious about developing a comprehensive financial plan, and who desire professional management of their investment portfolio.
We are a fee-only firm -- that’s fundamental. We don’t think it makes sense for someone to trust their financial decisions with an advisor who is subject to the conflicts of interest that commissions or referral fees can generate.
We have developed a financial planning process that is collaborative, detailed, and systematic. People commonly come to us feeling tremendous uncertainty about their financial future; by the time they’ve worked with us through the financial planning process, they have a better understanding of exactly what needs to be done and more importantly, understand why.
As investment advisors, we take on the management of our clients’ nest eggs. Our portfolio management process is as disciplined as our planning process, and provides the same benefits: peace of mind, clarity in the face of uncertainty, and a strategy designed to get each client where they, in particular, want to go.
Certified Financial Planner™Professionals
As a team of Certified Financial Planner™ professionals, we’re strongly positioned to extend the benefits of a team approach as well as the independence and objectivity of an advisor-owned firm.
We are located in the heart of downtown Seattle and work primarily with clients in Washington State.