Kim  Polak Guerrero

Kim Polak Guerrero


Polero ICE Advisers

(917) 837-0440

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Fee Only Financial Planner Serving Women and Couples in NY and Surrounding Areas


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Investment Management
  • Retirement Planning
  • Estate Planning
  • Insurance Analysis


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2250 Broadway
New York, NY 10024

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

Kim Polak Guerrero is a New York, NY Fee-Only Financial Planner serving women and couples in NY and surrounding areas. Polero ICE Advisers specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. Kim Polak Guerrero is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.

Kimerly Polak Guerrero, the Executive Director of Polero ICE Advisers, has 28 years of experience as an investment executive and a financial adviser. She is a Registered Investment Adviser and a CERTIFIED FINANCIAL PLANNER™ certificant.  At the beginning of 2008, she started Polero ICE Advisers to serve a limited number of clients, assisting them with their financial challenges and the organization of their financial lives.

Prior to her current role, she was a Senior Vice President at Travelers/Citigroup and a Managing Director at Depfa Bank, where she successfully invested over $7 billion in the international and domestic markets. Prior to holding these positions, Kim was a foreign exchange options trader at Chemical Bank and a consultant to the World Bank.

Kimerly has a Masters in Business Administration from Harvard Business School and a Bachelor of Science in Finance and Insurance from the University of Rhode Island, where she graduated summa cum laude.

Kim has earned the Retirement Income Certified Professional® (RICP®) designation, and has completed all of the educational requirements for the designation of Accredited Estate Planner.   She is a NAPFA Registered Financial Adviser, and is the leader of NAPFA's New York Study Group.

Kim is dedicated to providing pro-bono services to those in need of credit counseling and other financial advice. She has worked with the VITA (Volunteer Income Tax Assistance) Program, which helps elderly and low-income individuals prepare their taxes, and has provided Financial Backpack classes to many groups of high-school seniors.  She has also served as the Coordinator for a financial-education Program for battered and trafficked women in New York City.

Together with her husband and 3 children, Kim lives in New York City.


Clients of Polero ICE Advisers will always receive straightforward answers, and will be provided with relevant information in a clear and professional manner. Clients can expect to receive comprehensive financial assistance that is tailor-made to their specific needs, and can be certain that their interests will always be considered first. All business will be conducted with the highest integrity and with full transparency.

The Adviser believes that too many individuals are taken advantage of by high-pressured, overly-aggressive salespeople and professionals who do not act as true fiduciaries when dealing with with clients. Instead of offering the best advice for a particular client, more expensive, sub-optimal solutions are often provided. This type of poor service can have long-term, highly detrimental effects on an individual's wealth.

Minimizing the costs of investing is critical to everyone’s financial health. It is important that we avoid the fee-laden, overly-complex products often pushed or selected by brokers and investment firms for their clients' accounts. Often, a broker has an economic incentive to get our money into funds with hard-to-identify fees that can add up to over 3% annually. This is money that comes directly out of our pockets each year -- money that will not be there when we need it for our retirement and other important goals.

Continuously paying high fees to have our money actively traded, is very likely to result in significantly less wealth accumulation than if we invest in a well-diversified, low-cost portfolio. Polero ICE Advisers can assist you in designing such a portfolio, and any fee that the Firm earns will be completely transparent to you.

Listening to your financial concerns and understanding both your short and long-term objectives is a crucial first step in formulating your financial plan. Your individual situation is unique, and many factors need to be considered when deciding what products and services are best for you.

Working closely with you, the Adviser can provide you with the peace of mind that comes from having a sound strategy to achieve your investment and estate planning goals.