Lauren  Locker

Lauren Locker


Locker Financial Services, LLC

(973) 256-2555

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Fee-Only Financial Advisor with offices New Jersey and Massachusetts


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Investment Management
  • Retirement Planning
  • Elder Care Issues
  • Estate Planning
  • Cash Flow and Budgeting
  • Middle Income Client Needs
  • Tax Planning and Preparation
  • Employee Benefits
  • Non-traditional families
  • Medicare and Social Security


Our Other NAPFA Members

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50 East Main Street
Ste 5
Little Falls, NJ 07424

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

Lauren Locker is a Fee-Only Financial Planner serving clients from offices in Little Falls, NJ and Framingham, MA. Locker Financial Services, LLC is a Registered Investment Advisory Firm that specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. Lauren Locker is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™, practitioner.

Lauren Locker is an independent Certified Financial Planner (CFP ®) practitioner. Lauren served as the 2012-13 Chair, Board of Directors of the National Association of Personal Financial Advisors (NAPFA), the country's leading professional association of Fee-Only  financial advisors, and is a past-president and past-chair of NAPFA's Northeast/Mid-Atlantic Region.

Lauren has augmented and expanded her professional credentials by earning her certification as a Registered Financial Gerontologist from the American Institute of Financial Gerontology. She is also a member of the American Society on Aging.

Lauren enjoys doing educational presentations for a variety of professional, community and civic groups, and is a popular guest speaker. She has served as a panelist at the New York Times, has spoken to student groups at Yale University and other colleges and has presented modules for the Women's Financial Information Program offered through Rutgers Cooperative Extension Service.

Lauren is regularly called upon to contribute to articles on personal finance topics, and has been quoted in various regional and national newspapers and magazines.

Lauren has served as a hospice volunteer, and is a member of her community’s Emergency Response Team (C.E.R.T.).

She is a passionate dog lover and enjoys golf and watch repair in her spare time.


LFS provides individuals and small businesses with high-quality, personalized and comprehensive financial planning services.

Structuring your personal finances in a way that maximizes benefits and reduces risk can be an intimidating, confusing and time-consuming process. At Locker Financial Services, LLC, we pride ourselves on empowering you to take control of this critical area of your life by answering your questions in language that you can understand. Acting as your trusted advisor, we arm you with reliable, accessible and timely information that gives you the confidence to follow your own unique path towards financial sustainability and security.

We work in tandem with each client to identify their specific goals, objectives and attitudes toward life and money. After carefully analyzing the personal and financial information you provide, we'll present you with a structured and detailed plan that takes into account a spectrum of scenarios, variables and outcomes. At every juncture in this process, you'll play a key role as an active partner in the work being done.

Think of financial planning as a road map, a tool that allows you to reach your destination on time and with the fewest possible detours. Through the dynamic development of your resources, Locker Financial helps you smooth out the bumps that are bound to occur along life's road.

Let our responsive and diligent team assist you in setting a course toward a satisfying and worry-free financial future.