Lynn M. Dunston| CFP®, M.Div., Th.M.
Dunston Financial Group
- Fee-Only Financial Planning
- Financial Review
- Hourly Fee Consultations
- Retirement Planning
- Investment Management
- Tax Planning
- Estate Planning
- Insurance Services
- College Education Planning
- 401(k) and IRAs
- Business Planning
- Employee Benefits
Denver, CO 80202
Fee-Only & Fiduciary
The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.
With more than 18 years of experience in the investment and financial planning industry, Lynn is passionate about helping families, professionals, and business owners accomplish their financial objectives. With more than a decade of experience in academia and, as a graduate of Harvard University, Lynn brings a rigorous, research-driven approach to the field of financial planning and investment management.
Prior to founding Dunston Financial Group, Lynn was a partner with Madison Financial Partners, where he specialized in providing private wealth management and financial planning services to successful family owned businesses and executives. Lynn also spent five years as director for a $400 million retirement trust fund in Louisville, KY. With a diverse background in investments, Lynn has significant expertise in helping clients with real estate and other non-traditional investment strategies. As an Enrolled Agent candidate, Lynn also enjoys helping clients with tax planning and the complexities of retirement withdrawal planning.
Outside of work, Lynn enjoys spending time with his three-year-old daughter and his wife, Natalie. Lynn also loves the outdoors, and he enjoys ultra-marathon trail running, mountain biking, and road cycling. Giving back to the community is also important. Lynn has served as a board member for the non-profit, Smart Girl, Inc., an organization committed to helping young girls make smart choices. Lynn also regularly serves underprivileged youth by taking them on mountain bike rides for the non-profit organization Trips for Kids Denver/Boulder.
Dunston Financial Group is a privately owned, independent financial planning and wealth management firm. This means that we are not affiliated with any one company, and our business model is not predicated on the sale of proprietary financial products. This model is very different from that of most financial advisors who are expected to sell their company’s proprietary investment and insurance products. As an independent Registered Investment Advisor registered in the state of Colorado, Dunston Financial Group is able to offer the independent advice and solutions that our clients deserve.
Dunston Financial Group is a fee-only financial planning and Registered Investment Advisory (RIA) firm. This means that we never earn sales commissions, kick-backs, referral fees, or sales bonuses that result from the sale of insurance or investment products. As a fee-only Registered Investment Advisor, the Securities and Exchange Commission holds us to a “fiduciary” standard. This means that we are mandated to always place our clients’ best interests above our own. This fiduciary standard stands in contrast to the much lower sales “suitability” standard to which most financial advisors are held. By charging flat, hourly, or percentage-based fees based on a client’s net worth and financial complexity, our advice is never driven by sales commissions, and we are instead paid much like our clients’ CPAs and Attorneys, something which positions us to provide unbiased and objective advice.
Financial services professionals take a variety of approaches to offering financial advice. Some focus on one area of a client’s finances, others focus on two or three. It is our experience at Dunston Financial Group, however, that all aspects of one’s financial life are interwoven to some degree. Effective financial planning, therefore, cannot be done without taking a comprehensive approach that takes into account one’s entire financial picture. Often it is not until one looks at this “big picture” that one’s financial goals and strategies come into focus. Financial planning is more than investing, and it is also more than asset preservation. When choosing a financial planner, it is imperative that one choose a CERTIFIED FINANCIAL PLANNER™ professional who has the training and expertise to provide comprehensive wealth management and financial planning solutions.
THE CFP® DIFFERENCE
At Dunston Financial Group, you will always work with a CERTIFIED FINANCIAL PLANNER™ practitioner. As a result, you can rest assured that you will be working with a competent and ethical financial advisor. Prior to earning the right to use the CFP® certification trademarks, CERTIFIED FINANCIAL PLANNER™ professionals must meet the requirements of the “Four E’s”.