Matthew  Kelley

Matthew Kelley


Gold Medal Waters, Inc.

Fee Only Financial Planner for Doctors and clients with significant assets. Located in Boulder, CO and Serving Clients Nationwide.


  • Financial Planning for Doctors
  • Wealth Management
  • Comprehensive Financial Planning
  • High Net Worth Clients
  • High Income Clients
  • Socially Responsible Investing
  • Investment Management
  • Retirement Plans

Our Other NAPFA Members

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4551 13th Street
Boulder, CO 80304

1624 Market Street
Denver, CO 80202

Matthew Kelley is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?

As the founder of Gold Medal Waters, Matthew holds the designations of CERTIFIED FINANCIAL PLANNER™ and ACCREDITED ASSET MANAGEMENT SPECIALIST™. He also holds the ACCREDITED INVESTMENT FIDUCIARY™ professional designation as awarded by the Center for Fiduciary Studies, which is associated with the University of Pittsburgh.

Matthew has been quoted in periodicals such as Newsweek, BusinessWeek Small Biz, Investment News, Fly Rod and Reel, The Denver Business Journal, The Boulder County Business Report, Caviar Affair Magazine, Physicians Practice, WebMD, Medscape, and the Boulder Realtor Review.  Matthew has appeared on KUSA 9 News' Moneyline 9, and volunteers his services for Kiplinger's "Jump Start Your Retirement."

Matthew is a member of the Boulder County Estate Planners Council, the National Associate of Personal Financial Advisers (NAPFA), Coal Creek Rotary Club, and he served as the Head Coach of the Boulder High School Lacrosse Program for 11 seasons. He is currently the head coach of the Fairview High School Lacrosse Program.

Gold Medal Waters is an independent fee-only financial planner and registered financial advisory firm that has developed a specialty in serving the unique challenges and goals of medical professionals and their families - such as physicians and dentists - as well as clients who have significant assets and complex planning needs.

While not all of our clients are doctors, the majority of our clients come to us from the medical field due to our experience working with high incomes and our deep understanding of strategic benefit and retirement options for physicians.

Our mission is pretty straightforward - we want to make sure that after each conversation, you feel an increase in control and a decrease in anxiety. We believe that our client's future happiness depends on the work we do today. That proper financial planning and systematized investment management decreases negative stress and increases well-being, leading to better outcomes. That's why we're dedicated to pairing our clients with real people who deliver advice with warmth, understanding and privacy.