Michael  Goldman

Michael Goldman

| CFP®, MA

Goldman Financial Planning

(207) 781-3500

Contact Me

Fee Only Financial Planner Located in Portland, ME and Serving Clients Nationwide


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Cash Flow and Budgeting
  • Hourly Planning Fee Structure
  • Middle Income Client Needs
  • Advising Medical Professionals


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19 Northbrook Drive
Falmouth, ME 04105

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

Michael Goldman is a Portland, ME Fee-Only Financial Planner serving Portland and all surrounding areas. Goldman Financial Planning specializes in providing objective financial planning and retirement planning to help clients build, manage, grow, and protect their assets through life's transitions. Michael Goldman is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.

Michael C. Goldman, M.A., CFP®, founder of Goldman Financial Planning, is passionate about helping people identify and reach meaningful life goals through trustworthy financial advice and coaching. As a financial advisor, he enjoys enabling his clients to define short- and long-term goals and use money to help achieve the life they want. Michael focuses on assisting everyday people who often cannot see a top-quality, reliable financial advisor because they lack a large investment portfolio. He likes coaching, teaching and helping bring about a transformation in his clients so they can make their dreams a reality.

Michael's passion to empower others through expert financial advice and coaching has resulted in two companies. One is Goldman Financial Planning, where he helps his neighbors by assisting individuals in Maine and the surrounding area on a one-on-one basis. The other is Wealth Gathering LLC, an online social community emphasizing good financial habits, goal achievement and peer support. Michael founded Wealth Gathering to extend the valuable financial principles he shares with individuals to a far broader audience with easy access via the Web. Through both companies, he helps people connect what is important in life with how they manage their money, bringing trustworthy, affordable financial advice to everyday people.

Goldman Financial Planning is based on the concept that personal finance is 80% personal and 20% finance. Success is more about your personal financial behavior than your financial knowledge. Because behavioral finance and coaching are so important, Goldman Financial Planning emphasizes that 80% while making sure you get the 20% right.

Often the problem with financial plans is they never get implemented. Like most diets, financial plans start with good intentions and end with human nature. Goldman Financial Planning's approach is practical and effective because the focus is on people, not just the numbers. Even perfect strategies fail if they don't take human nature into account. Our goal is to cut through the complexity and jargon to emphasize only what you need to know.

Goldman Financial Planning focuses on serving everyday people—from those who have never talked with a financial advisor to people who have already organized their finances. Many individuals struggle with practicing good financial habits on a regular basis. Even the best can benefit from sitting down with a professional from time to time.