Rand  Spero

Rand Spero

| CFP®, MBA, Ed.M.

Street Smart Financial, LLC

Fee Only Financial Planner Located in Lexington, MA and Serving Clients Nationwide


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Planning for Business Owners
  • Cash Flow and Budgeting

Visit Us

Four Militia Drive
Suite 16
Lexington, MA 02421-4702

Rand Spero is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?

Rand Spero is President of Street Smart Financial, LLC.

Rand has a background in corporate strategic planning, economics, marketing, and psychology, which provides a multi-disciplinary approach to financial matters. He successfully completed the Financial Planning program from Boston University and is a board designated CERTIFIED FINANCIAL PLANNER™ Professional. He is frequently quoted in major publications such as the Wall Street Journal, Chicago Tribune, and Smart Money.

He has worked as an independent strategic planning consultant for major firms such as AT&T, Time Warner, Blue Cross Blue Shield, Cellular One, Comcast, John Hancock, Novartis, and Viacom, helping them anticipate and respond to future economic trends.

Rand conducts financial planning workshops for organizations such as the Tufts University Osher Lifelong Learning Institute and Massachusetts General Hospital. He has taught numerous courses in Service Marketing and Competitive Strategic Marketing at Northeastern University Graduate School of Management.

Rand is a member of the National Association of Personal Financial Advisors (NAPFA) and the Financial Planning Association (FPA). He provides pro-bono financial coaching services to cancer patients and their families through the Dana-Farber Cancer Institute in Boston. He is a board member of the Lexington Cary Memorial Library Foundation and is a trustee of the Massachusetts Eye and Ear Infirmary.

Harvard University:  Ed.M., Organizational Behavior          
UCLA:  MBA, Strategic Planning               
Vassar College:  BA Psychology