Randy  Kratz

Randy Kratz

| CFP®

Willoughby Hill Wealth Management

Fee-Only Financial Planner Serving The Nashville, TN and Houston, TX Metro areas.


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Planning for Business Owners
  • Cash Flow and Budgeting

Visit Us

3102 West End AV
Suite 400
Nashville, TN 37203

3633 Reeder School RD
Franklin, KY 42134

320 Seven Springs Way
Suite 250
Brentwood, TN 37027

40 Burton Hills Blvd
Suite 200
Nashville, TN 37215

Randy Kratz is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?

Randy Kratz, CFP® has been meeting with clients for over 21 years offering investment strategies that build and preserve wealth.

Randy focuses on 5 main wealth management services:

  • Making Smart Decisions About Money
  • Minimizing Taxes
  • Protecting Wealth
  • Preserving Wealth For Heirs
  • Charitable Giving

Randy believes successful investing requires:

  • Staying Conservative To Avoid Market Downturns
  • Keeping Costs Low
  • Keeping Things Easy
  • Focusing On Strategy For clients, Not Selling Products To Clients

Willoughby Hill Wealth Management, LLC is an independent, fee-only, investment advisory firm that works for its clients, not an investment firm.

Clients are welcome to keep their accounts wherever they prefer.

By maintaining its independence, Willoughby Hill Wealth Management, LLC is able to offer strategies and unbiased advice to help clients build, maintain and protect their wealth.