Randy  Thurman

Randy Thurman


Retirement Investment Advisors, Inc.

(405) 842-3443

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Fee-Only Financial Advisor serving Oklahoma City, OK area.


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Planning for Business Owners
  • Cash Flow and Budgeting


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3001 United Founders Boulevard
Suite A
Oklahoma City, OK 73112

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

Randy Thurman is an Oklahoma City, OK Fee-Only Financial Planner serving the entire Oklahoma City area.  Retirement Investment Advisors, Inc. specializes providing objective financial advice, financial planning, retirement planning, and investment management.  Randy Thurman is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.

Randy Thurman is a Certified Public Accountant (CPA) and a CERTIFIED FINANCIAL PLANNERTM professional with 20 years of asset management and retirement planning experience. Randy specializes in tax and investment strategies designed to help people achieve their financial goals. Frequently during the initial consultation with a prospective client, Randy has been able to demonstrate how to save in taxes and unnecessary financial expenses.

The Personal Financial Specialist credential recognizes CPAs with ample professional experience in financial planning. PFS candidates must pass a technical exam and complete 1,000 hours of business experience during the past five years and over 75 hours of life-long learning activities.

Randy is a member of the South Oklahoma City Rotary Club, Greater Oklahoma City YMCA Board of Directors, and the Oklahoma Society of CPAs. Randy holds four degrees including an MBA from Oklahoma State University. He taught Fundamentals of Investing at Oklahoma City Community College for 11 years and has conducted various money management seminars for adult education at numerous locations across the metro area.

Randy lives in South Oklahoma City with his wife Pati and their son, Levi. He attends and is actively involved in the Trinity Church of the Nazarene.


We believe that every client has a unique situation, and that clients' needs vary. Our role is to provide our clients with greater financial independence and confidence in their investments by helping them make smart, well-informed decisions about their investments and retirement plans. Retirement Investment Advisors, Inc.'s investment strategy is to enhance our clients' successes by creating individualized, dynamic portfolios that can help optimize returns and reduce volatility. We are strategically working with quality investment management firms to execute the details of each client's personal plan.



The first step in the investment process is a meeting in our office in which our financial professionals discuss a variety of matters relating to your financial situation. We will ask you to bring a list of assets (what you own) and liabilities (what you owe), copies of bank and brokerage statements and information about any other assets you may have in order to provide you with a complete financial management evaluation. We discuss your plans for the future and any special concerns you may have, such as caring for an elderly parent or minimizing taxes in the transfer of your estate. We will also share in greater detail the services offered and the fee options available with our compensation. This meeting is an opportunity to determine if we are compatible with each other. There is no charge for this initial consultation or any other meeting prior to becoming a client.

We generally meet with prospective clients on an average of three times before they sign on as a client. We believe that choosing a financial advisor is an important decision and that it should not be taken lightly.


When a decision is made to proceed, the in-depth financial advisory process begins. Our financial professionals will begin to recommend proposed strategies, not products, to your financial concerns and indicate our recommendations for your completed financial management program. On an ongoing basis throughout our relationship, we will keep you informed on all matters affecting your financial management program and provide as much education on the financial management process as you desire.


In the weeks and months following the implementation of your financial management program, you will receive many documents in the mail. You are encouraged to call us any time you receive something you don't understand or if you have any questions. If a major financial event occurs in your life, such as a retirement distribution, death of a loved one, change in marital status, birth of a child or grandchild, sale of a home or business, or an anticipated receipt of an inheritance, it is important that you call so we can properly plan for the event and adjust your financial management plan as necessary.


Generally, our financial professionals will schedule semi-annual meetings in which we will review your financial goals, measure your financial management investment performance and fine-tune your asset allocation to make sure you stay on track to achieve their goals.