Robert J. Lemmons| CFP®, CPA, AIF®, CEPA
Total Wealth Planning
- Fee-Only Financial Services
- Comprehensive Financial Planning
- Free Initial Consultation
- Investment Management
- Retirement Planning
- Education Planning
- Elder Care Issues
- Estate Planning
- Insurance Analysis
- Charitable Giving and Trusts
- Planning for Business Owners
- Cash Flow and Budgeting
Our Other NAPFA Members
Cincinnati, OH 45241
Fee-Only & Fiduciary
The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.
Robert Lemmons is a Cincinnati, OH Fee-Only Financial Planner serving Cincinnati and all surrounding areas. Total Wealth Planning specializes in providing objective financial planning, investment management, and business planning services to help clients grow and protect their assets through life's transitions. Robert Lemmons is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.
For over twenty years, Rob has been providing financial planning, investment advice and tax reduction strategies to affluent clients located worldwide. He specializes in maximizing wealth for retirement and financial independence with his experienced expertise involving corporate retirement plans, complex executive incentive compensation programs such as non-qualified employee stock options, incentive stock options, and both restricted and performance based shares. He has advised senior executives at Procter & Gamble, Chevron, General Electric, Johnson and Johnson, Fifth Third Bank and other Fortune 500 companies.
Being credentialed as a Certified Public Accountant (CPA), a CERTIFIED FINANCIAL PLANNER™(CFP®), and a Certified Exit Planning Advisor(CEPA), Rob’s lengthy professional experience advising business owners enables him to integrate his business planning knowledge with personal financial planning strategies in order to maximize and protect the total wealth accumulation accomplished by business owners. His unique combination of expertise is a valuable resource for business owners who desire to maximize the value of their business and to monetize the ultimate value into a diversified result.
Rob’s professional memberships include the American Institute of Certified Public Accountants, the Ohio Society of CPA’s, the Financial Planning Association (FPA), and he is a Registered Financial Advisor with the National Association of Personal Financial Advisors (NAPFA) having met that organization’s strict membership requirements. The designation is only available to Fee-Only financial advisors who abide by NAPFA’s Fiduciary Oath “to place the client’s interests first”.
He has also earned the Accredited Investment Fiduciary AIF® designation through the Center for Fiduciary Studies in association with the University of Pittsburgh Joseph M. Katz Graduate School of Business. The professional designations awarded by fi360 demonstrate the focus on all the components of a comprehensive investment process, related fiduciary standards of care, and commitment to excellence.
Rob is frequently invited to speak about a variety of financial planning and tax advisory topics.
Robert Lemmons is a Fee Only Financial planner in Cincinnati, OH. Robert Lemmons is a NAPFA-Registered Financial Advisor.