S. Andy  Claybrook

S. Andy Claybrook


Fee-Only Financial Solutions, P.C.

(615) 587-6044

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Fee Only Financial Planner Serving Nashville, TN and Serving Clients Nationwide


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Retirement Planning
  • Education Planning
  • Insurance Analysis
  • Planning for Business Owners
  • Middle Income Client Needs
  • High Net-Worth Clients
  • Asset Allocation
  • Portfolio Advisory Services


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PO Box 680458
Franklin, TN 37068

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

***As of January, 2018 not accepting new clients unless by referral from current clients.

Andy Claybrook is a Nashville, TN Fee-Only Financial Planner serving Nashville and surrounding areas. Fee-Only Financial Solutions, PC specializes in providing objective and accessible financial planning to help clients achieve and maintain financial independence and security through life's many transitions. Andy  is a CFP® Professional, Certified Public Accountant and Personal Financial Specialist (CPA/PFS).

FOFS was founded in 1998 by S. Andy Claybrook to provide discerning clients a more transparent, "CPA-like" alternative to commission- and transaction-based financial services delivery.  The FOFS Mission Statement clearly describes the core values on which FOFS-Client relationships are built:


To assist clients in attaining financial and life goals by providing independent and objective financial advisory services, characterized by professionalism, integrity, stewardship, and faithful advocacy of each client's best interest.

S. Andy Claybrook, CPA/PFS, CFP®

  • Certified Public Accountant (CPA) and
    Personal Financial Specialist (PFS) 
  • Certified Financial Planning Practitioner (CFP®)
  • 40 years financial services experience with PriceWaterhouse, Nortel Networks (Northern Telecom Inc.), and as President of FOFS
  • Member, American Institute of CPA’s 
  • Member, National Association of Personal Financial Advisors (NAPFA) and NAPFA-Registered Financial Advisor
  • Member, Tennessee Society of CPA’s
  • Member, The Garrett Planning Network, Inc.
  • Member, Board of Directors and Investment Committee, Senior Citizens Foundation, Inc. (2000-2003)
  • B.S., Accounting, University of Virginia, With Distinction (1978)
  • Montgomery Bell Academy (1974)
  • Married, two married adult children, four grandchildren; native of Nashville, Tennessee



Welcome to Fee-Only Financial Solutions, PC (FOFS), an independent, fee-only financial planning and Registered Investment Advisory firm based in Franklin, Tennessee.  Founded in 1998 by S. Andy Claybrook, CPA/PFS, CFP®, FOFS to date has provided one-time or periodic portfolio advisory services for over $200 million in aggregate client assets, as well as personal financial planning services to hundreds of individuals and families on a 100 percent fee-for-service, commission-free basis.

FOFS offers the following services to its clients:

  • Comprehensive or limited scope financial planning
  • Financial goal definition and prioritization
  • Non-discretionary investment planning and portfolio advisory services  
  • Portfolio “second opinions”
  • Retirement capital needs analysis and distribution planning
  • College education funding analysis and planning
  • Insurance needs analysis and planning
  • Stock option analysis and planning
  • Charitable gift and estate planning