Scarlott L. Cagle

Scarlott L. Cagle


Wealthcare Capital Management, LLC


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Fee Only Financial Advisor Located in Decatur, GA and Serving Clients in Metro Atlanta


  • Fee-Only Financial Planning Services
  • Comprehensive Financial Planning
  • Investment Management
  • High Net-Worth Clients
  • Retirement Planning
  • Tax Planning
  • IRAs and 401(k)s
  • Planning for Women
  • Estate Planning
  • Elder Care Issues
  • Free Initial Consultation


Our Other NAPFA Members

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P.O. Box 3837
Decatur, GA 30031

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

Scarlott Cagle is a Decatur, GA Fee-Only Financial Planner serving Decatur, Atlanta and all surrounding areas. Wealthcare Capital Management, Inc. specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. Scarlott is a NAPFA-Registered Financial Advisor, a CERTIFIED FINANCIAL PLANNER™ Professional and an Enrolled Agent (EA).

Scarlott Cagle joined Wealthcare Capital Management® in 2012 and serves clients in the Decatur and metro Atlanta areas. She is passionate about helping her clients make smart trade-offs among financial choices to achieve their goals.  Ms. Cagle is a NAPFA-Registered Financial Advisor offering fee-only financial planning and investment management services.

Ms. Cagle embraced the Wealthcare process because she truly believes it unites financial planning and investment management intelligently and rationally to create meaningful outcomes for her clients. She takes great pride in delivering timely, relevant advice and she feels that giving her clients peace of mind is paramount to her success as an advisor.

Ms. Cagle recently became an Enrolled Agent and is authorized to represent taxpayers before the IRS.  She is also pursuing Wealthcare’s Certified Wealthcare Analyst designation. She enjoys reading, CrossFit, and being outdoors.


Wealthcare Capital Management, Inc. is a fee-only Registered Investment Adviser and we support advisors in delivering objective, life-relative financial advice. We pioneered the practice of goals-based wealth management and give clients confidence that their valued goals can be exceeded without exposure to unnecessary investment risk or lifestyle sacrifice. The Wealthcare Way™ is a straightforward process that connects clients’ lives with their investments. The result is a dynamic plan that is adaptable to changes in clients’ lives as well as the market’s inevitable ups and downs. 

Our unique, patented process focuses on:

  • Achieving goals that would otherwise be ignored
  • Taking less investment risk than with traditional firms
  • Reducing the amount needed to save to improve their current lifestyle
  • Meeting or exceeding their goals with confidence and comfort

We support our financial advisors so that they may deliver the following:

  • Goals-Based Financial Planning
  • Cost and Tax-Efficient Portfolio Management
  • Daily Account Review, Rebalancing, & Contribution/Withdrawal Management
  • Quarterly Forward Looking Monitoring

Wealthcare Capital Management also has a financial advisor in Grand Rapids, MI