Shikha  Mittra

Shikha Mittra



(609) 955-3456

Contact Me

Princeton, NJ Fee-Only Financial Planner serving Princeton and all surrounding areas


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Planning for Business Owners
  • High Net-Worth Clients
  • Women's Financial Issues
  • Advising Medical Professionals
  • Portfolio Management
  • Retirement Plans like 401K
  • Retirement Education workshops


Visit Us

103 Carnegie Center
Suite 300 A
Princeton, NJ 08540

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

Shikha Mittra is a Princeton, NJ Fee-Only Financial Planner serving Princeton and all surrounding areas. RETIRE SMART Consulting, LLC specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. Shikha Mittra is a NAPFA-Registered Financial Advisor and CFP® Professional.

Shikha has over twenty years of industry experience working with top level executives (both in public and private sectors), business owners and self-employed professionals. Previously, she has worked for two major fortune 500 companies and received several awards for her work. She has been rated as one of top Financial Planners in the Country since 2006. Shikha Mittra has also been rated as of the Best Financial Advisors for Doctors in 2012 by Medical Economics. In 2015, she coauthored the Retirement Section of a handbook for physicians and their advisors, published by CRC.


Coauthor of “Comprehensive Strategies for Physicians and their Advisors”(2015) ( CRC) .

Editor” Finance for Non -finance Majors”(McGraw Hill)

Adjunct Faculty at Rutgers State University, New Brunswick, NJ (present)
Regional Board Member of NAPFA (2011 to 2013)

Board of Directors Leadership Award from NAPFA (2013)
Board of Trustees of Financial Planning Association of New Jersey Chapter (2008-2011)
Advisory Board Member of the” Journal of Financial Planning” (2008-2009).
Speaker at various non-profit events.
Provide pro bono work to Seniors who cannot afford a planner.


RETIRE SMART Consulting, a fee only wealth management and investment advisory firm providing services to busy high net worth individuals and businesses .We work with clients who value transparency of fees and are looking to partner with a fiduciary to provide conflict free financial advice and manage investment portfolios with their best interest as the only objective. We manage investment portfolios based on fiduciary standards of excellence and do not sell investment products, except our knowledge, thus avoiding any conflicts of interest. Simply put, we strive to be our client’s trusted advisor. As a financial advisory firm, our primary focus is to take objective actions that are designed to achieve long term investment results.

RETIRE SMART Consulting, LLC. does this with the highest levels of trust, integrity and respect while always collaborating using a team approach. We act as fiduciaries and are held to a higher standard of care.

Our Mission: Provide consistent trusting advice, create long term relationships and make a positive difference in the lives of our clients.

What is a Fiduciary?

A Fiduciary is a person who has a duty of care, loyalty, honesty and good faith to always act in the best interest of the clients.