Stephen C. Craffen

Stephen C. Craffen


Stonegate Wealth Management

(201) 791-0085

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Fee-Only Financial Advisor serving the Oakland and Fair Lawn, NJ area


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Cash Flow and Budgeting
  • Fee-Only Financial Planning


Our Other NAPFA Members

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393 Ramapo Valley Rd
Oakland, NJ 07436

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

Stephen Craffen is a New Jersey Fee-Only financial planner serving the entire region from the firm's Oakland, NJ office.  Stonegate Wealth Management specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. Stephen Craffen is a NAPFA-Registered Financial Advisor.

Stephen Craffen is a Partner and Senior Wealth Manager with Stonegate Wealth Management.

Steve founded Stonegate Wealth Management (formerly known as the Baron Financial Group) in 1993. Stonegate Wealth Management became a fee-only firm in 1998 so it could provide its clients with the highest level of financial planning and investment advisory services on a cost-effective basis and without bias.

Steve acts as the chief investment officer for the firm.


Steve’s analytical background and his ability to sort financial complexities (in particular issues related to retirement, estate and tax planning) benefits clients greatly. He is a Chartered Financial Analyst charterholder. The Chartered Financial Analyst (CFA) charter is recognized as a hallmark of excellence in securities analysis throughout the U.S. and the world.  Requirements for this designation are acknowledged to be among the most difficult in the financial services industry, requiring passing three sequential examinations over a minimum of three years, working in investment analysis and money management for more than three years and abiding by the CFA Institute’s stringent code of ethics and standards of professional conduct. 


He has held many workshops for the public and charitable organizations over the years on a variety of financial planning and investment topics. Steve has been a regular guest and occasional guest host for a radio show devoted to financial planning for consumers. He is often quoted by local and national publications including Investors Business Daily, The Chicago Tribune, Bloomberg Personal, Business Week Online, the Associated Press, the Bergen Record, Investment News, Financial Advisor Magazine, the Newark Star Ledger, the Daily Record, the Smart Money Guide to Real Estate, (Gerri Willis, author) and the Physician's Personal Advisory. He has written articles for the American Association of Individual Investors, the NAPFA Advisor and the Bergen Record. He has also appeared in the  Wall Street Journals print and online editions.

In 2008 Steve was named as one of the top 250 advisors in the country by Worth Magazine.


At Stonegate Wealth Management, our vision is to deliver the highest quality private wealth management and 401(k) consulting services to our clients, in a fiduciary capacity. We go the extra mile to make sure our clients’ objectives are taken care of beyond their finances; we add our personal touch to every relationship our firm maintains. Our genuine desire to help individuals achieve their financial goals translates to excellent personalized service.

  • Our primary objective is providing service that is always in our clients’ best interest.
  • We are compensated on a fee-only basis, which means our only source of revenue is you, the client. We sell no products, and earn no commissions.
  • Our recommendations are objective, unbiased, and research driven.
  • We provide a full range of customized advisory and planning services, and strive for outstanding client satisfaction.
  • Clients have full access to our extensive referral network.
  • Our staff is highly qualified and frequently recognized at the national and local levels for its achievements.
  • Stonegate Wealth Management is committed to pursuing continuous professional and personal growth.