Stephen D. Johnson

Stephen D. Johnson


Johnson Lyman Wealth Advisors

(650) 494-2733

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Fee Only Financial Planner Located in Palo Alto, CA and Serving Clients Nationwide


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Planning for Business Owners
  • Cash Flow and Budgeting

Our Other NAPFA Members

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2600 El Camino Real
Suite 500
Palo Alto, CA 94306

Stephen Johnson is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?

Steve is Chairman of Johnson Lyman Wealth Advisors. He began his career as a financial planner in 1984 teaching Personal Financial Management and Investments courses for the University of Maryland in the European Division. He currently teaches candidates for the CERTIFIED FINANCIAL PLANNER™ credential the Survey of Personal Financial Planning and Investments in Personal Financial Planning courses for the University of California Santa Cruz Extension in Silicon Valley.

He is active in the development of standards for personal financial planning, serving as a technical expert and a member of the U.S. Technical Advisory Group for International Organization for Standardization (ISO) Technical Committee 222. Previously, Steve served on the National Association of Personal Financial Advisors (NAPFA) national Board of Directors and as treasurer, president and chair of the NAPFA West Region Board of Directors. For the Financial Planning Association (FPA), he has served on the national Board of Directors, on numerous FPA national task forces and committees, and as president and chair of the FPA of Silicon Valley Board of Directors.

Locally, Steve chairs the Half Moon Bay Citizens' Measure E (Parcel Tax) Oversight Committee for the Cabrillo Unified School District, and manages the endowment fund for the Cabrillo Education Foundation. He previously served on the Board of Directors and as treasurer of Ocean Colony Association.

Steve graduated from Colgate University with a degree in economics and earned his MBA from the University of West Florida. He served as an officer in the United States Air Force from 1968 to 1993. A native Californian, Steve has resided in Half Moon Bay since 1994 with his wife of 41 years, Irene.