Therese  Govern

Therese Govern

| CFP®, CPA, MBA

Therese Govern Financial Advisors LLC

Fee Only Financial Planner Located in Seattle, WA and Serving Clients Nationwide

Specialties

  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Planning for Business Owners
  • Cash Flow and Budgeting

Visit Us

1700 7th Ave
Suite 2100
Seattle, WA 98101

Therese Govern is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?

Therese’s interest in retirement issues is anchored in her personal experience as the youngest of nine siblings, all born between the baby-boomer years of 1946 and 1961.

She and her siblings have been talking about investing and retirement for years, and she's been a very interested observer as they start or put off retiring. In her family, she's seen many third acts:
  • The classic retirement of travel and leisure
  • Retirement shaped by serious volunteer work
  • Retirement delayed by market events
  • A retirement of reinvention — into a second career
  • Semi-retirement, started early with plans for working late into life
Seeing many retirements up close has given her a good understanding of the financial and non-financial issues associated with this major life transition.

Therese has been a fee-only planner since 2002. She worked at Cotton Financial Advisors as a staff planner, and then with trueNorth Financial Services as a principal, before launching her own firm in 2012. Prior to becoming a financial planner, she spent many years as a CPA working in private industry.

Since 2010, Therese has been an instructor at South Seattle Community College, teaching Retirement Planning to students preparing to sit for the CFP® Certification Examination. She is also a frequent speaker on retirement and financial literacy issues to professional and consumer groups.

Therese lives in Seattle with her husband, Steve.

Licenses & Registrations

Certified Financial PlannerTM Certificant

Certified Public Accountant – Washington State

Education

Bachelor of Arts – Oberlin College

Master of Business Administration – University of Washington

College for Financial Planning – CFP® educational program

Fundamentals of Financial Life Planning Training - Money Quotient™

Professional Affiliations

National Association of Personal Financial Advisors (NAPFA®) - Seattle study group program committee 2006-2008

Financial Planning Association of Puget Sound (FPA) - Program Committee 2010

Washington Society of CPAs (WSCPA)

Speaking Experience

2011 Instructor, South Seattle Community College Continuing Education, CFP® Professional Education Program: 10-week Retirement Planning & Employee Benefits course

2011 University of Washington Masters in Accounting Program, Guest Lecturer

2011 Seattle/King County Asset Building Coalition, Financial Fitness Day - Setting Financial Goals

2011 American Pharmacists Association national conference - Financial Planning Strategies for New Practitioners

2011 Instructor, South Seattle Community College Continuing Education, CFP® Live Review: Retirement Planning & Employee Benefits

2010 FPA/National Council of Mayors, Financial Planning Day Speaker, Setting Financial Goals

2010 ASWA Seattle Chapter - Roth Conversions: Who, What, Where, and When

2010 Instructor, South Seattle Community College Continuing Education, CFP® Live Review: Retirement Planning & Employee Benefits

2010 WSCPA Seattle Chapter - Roth Conversions: Who, What, Where, and When

2010 Financial Planning Association of Puget Sound - Roth conversion panelist

2010 NAPFA/Kiplinger “Jump Start Your Retirement Plan Days” national hotline

2009 Horizon House - Plan B: Correcting Course After the Financial Crisis, Recession, and Bear Market

2009 Money Quotient Webinar - Veteran Licensee Forum panelist

2008 American Society of Women Accountants, Bellevue chapter - Creating a Retirement Paycheck

2008 Horizon House - Tax Tips

2008 Loyal Heights Elementary - Saving for College

2008 NAPFA Study Group, Seattle chapter - Practice Management panelist

2007 American Society of Women Accountants, combined Seattle and Bellevue chapters - Risk Tolerance: Who’s Keeping Score?

2007 NAPFA/Kiplinger “Jump Start Your Retirement Plan Days” national hotline

Press Citations

Seattle Metropolitan Magazine - Get Rich Slow: 15 Smart Ways to Manage Your Money Right Now, October 2010

The New York Times - New Rules Ease Roth Conversions January 9, 2010

KIRO Radio - Money Minute August 30, 2007