- Fee-Only Financial Planning
- Women's Financial Planner
- Hourly Fee Consultations
- Retirement Planning
- Investment Management
- Estate Planning
- 401K Plan Sponsor Advisor
- College Education Planning
- Money Coaching
- Business Planning
- Employee Benefits
Rockland, MA 02370
Therese Nicklas is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?
"After close to 20 years in the financial planning and wealth management industry, I made a shift in the way I practice. Last December, I launched a Fee-Only RIA firm called The Wealth Coach for Women, Inc. My office is in Rockland, Massachusetts, south of Boston, Massachusetts and near Hingham, Norwell, Duxbury Hanover and Plymouth communities.
"I started out like a lot of my peers - with an insurance company Broker/Dealer but felt something was missing. When I was taught to create financial plans, it was for the purpose of selling products. I felt strongly that this was not authentic, so I searched for a better way."
"That "better way" appeared at a recent FPA Conference, where I met folks from NAPFA and learned about the Fee-Only Fiduciary model. From that moment, things started to gel. The right people showed up to help me launch my firm and create a business plan. My niche, helping women with lifestyle transitions by empowering them with smart money strategies fell in my lap. My journey brought me to doing work I love, the way I want and with people that bring me joy.
"Today, I lead with financial education, helping clients feel confident they are making smart decisions. When a client owns a company and sponsors a retirement plan, my Purpose Driven, Passion Inspired™ system benefits the employer and employee. By helping participants understand why they need to save, what the money is for, and providing fee transparency, participation and appreciation improve significantly. By empowering them with the tools they need, clients feel assured their savings and investment process aligns with their purpose. Helping my clients plan for the future while enjoying the present is not a profession, it is a calling."
As a Certified Money Coach®, I create a bridge between behavioral finance and financial planning. Helping clients get to the root of why they make the decisions they make helps them realize their present financial status is a symptom of life choices. By identifying patterns, we can break through and replace habits that hold them back with ones that empower them with smart money choices. Throughout the process, I hold their hand while holding them accountable."
"When I'm not working, I enjoy spending time with friends and family, travelling, cooking and hiking with my grand-dog, Jackie."
Therese has been featured in the Wall Street Journal, Forbes Magazine, Financial Planning and more. She is a sought-out speaker, serving as a subject matter expert for many healing arts, divorce mediators and business associations.