Timothy A. Grout

Timothy A. Grout


Clear Perspectives Financial Planning, LLC

(513) 469-8400

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Fee Only Financial Planner Located in Cincinnati, OH and Serving Clients Nationwide


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Elder Care Issues
  • Estate Planning
  • Insurance Analysis
  • Charitable Giving and Trusts
  • Planning for Business Owners
  • Cash Flow and Budgeting


Our Other NAPFA Members

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9545 Kenwood Road
Suite 402
Cincinnati, OH 45242

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

Timothy Grout is a Cincinnati, OH Fee-Only Financial Planner serving Cincinnati and all surrounding areas. Clear Perspectives Financial Planning, LLC specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. Timothy Grout is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.

Timothy Grout has over 30 years of financial management experience at the Procter & Gamble Co., and earned an MBA in finance from Xavier University in Cincinnati. 

His experience includes roles of increasing responsibility in transitioning the company through major global accounting system and operational changes.  Tim developed an interest in financial planning when he was working with family and friends who couldn't find the holistic financial services they needed, leading him to become a CERTIFIED FINANCIAL PLANNER™. 

He lives in Montgomery, Ohio with his wife Karen and their two children.


Clear Perspectives Financial Planning is a group of expert financial advisers centrally located in Cincinnati, Ohio, and serving clients throughout the United States and internationally.

We are fiduciaries and CERTIFIED FINANCIAL PLANNER™ professionals. The CFP® certification includes background checks and a ten-hour exam. As fiduciaries, we are committed to place the interests of our clients ahead of our own and we must disclose any possible conflict of interest. That is how we designed our business, and we would never have it any other way. Our clients benefit from total transparency, peace of mind, and high-quality, diversified investments at a low cost.

We want to help you achieve your financial goals. Call us at (513) 469-8400 to talk more or schedule an appointment. Our initial meeting together is free and we will address your most pressing questions. 

Comprehensive Financial Planning

We listen attentively to your circumstances and values, and help you craft a plan that is personal to you and your family. We will perform a detailed analysis of all facets of your financial life, including investments, cash flow, debt, and legacy planning; this is known as comprehensive financial planning. We like to refer to the mind map below to review important areas with you.








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