Calamita Wealth Management
- Fee-Only Financial Planning
- Financial Review
- Second Opinion Service
- Retirement Planning
- Investment Management
- Tax Planning
- Estate Planning
- Insurance Analysis
- College Education Planning
- 401(k) and IRAs
- Business Planning
- Employee Benefits
Fee-Only & Fiduciary
The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.
Todd’s education in wealth management began early.
First, at age 13, he started his own landscaping business. He mowed a lot of lawns and earned a tidy sum. He was 16 when he visited a financial advisor for the first time – on the advice of his smart dad. The advisor told Todd that if he invested $666 in a CD (this was the ‘80s, after all), he’d have $1,000 in four years. “I’ll take four of those,” Todd eagerly replied. Todd’s hard work and investment savvy helped him pay his way through college.
Todd earned his Bachelor of Business Administration in 1993 from Ohio University and his Master of Business Administration in 1997 from the Weatherhead School of Management at Case Western Reserve University in Cleveland, Ohio.
After college, Todd went to work in corporate banking as a Certified Cash Management Sales Officer, helping small and mid-size business more efficiently manage their cash flow.
Todd later focused his career on helping individuals and families set and reach their financial goals. You could say that the financial advisor he met as a teenager left a lasting impression on him. Todd earned his CERTIFIED FINANCIAL PLANNER™ designation. The two-year program was intense, and the curriculum included the Fundamentals of Financial Planning, Investment Management, Insurance Planning, Retirement Planning, Tax Planning and Estate Planning.
Todd is a voice on money matters. He has been featured in the Financial Bootcamp series on WCNC-TV, Charlotte’s NewChannel 36. The show pairs a financial consultant with an individual or family seeking professional help in getting their household finances in order. Todd has also been guest columnist for the Charlotte Weekly newspaper, writing about the financial challenges that we face on a day-to-day basis. Todd has also been frequently quoted in The Charlotte Observer.
Todd met his wife, Teresa, while they were in college, and they have two young boys, Colin and Cameron. Todd has served in various leadership positions for Ohio University, including past president of both the Ohio University Charlotte Alumni Chapter and College of Business Society of Alumni & Friends. He enjoys rock-climbing and traveling, and he has a black belt in Tang Soo Do, a Korean martial art. Todd spent more than two years studying and working in Germany, Austria, Hungary and Poland. His favorite charity is The Hunger Project (www.thp.org).
Your finances, your future - that’s the passion behind Calamita Wealth Management. Whether you’re just starting to plan for retirement or you’re living the dream, we're here to help you reach your financial goals. You can count on us to listen and be forward thinking and accountable to your needs as well as to provide customized and innovative solutions specifically with you in mind. No off-the-shelf financial plans here. No more guessing if you’re on the right financial path. We help you create a wealth management plan for life, and refine it all along the way. We guide you in making smart choices with your money, about your future. We are your retirement planning partner. That’s our passion. It's that simple.
Our mission is to make a difference in the lives of our clients through comprehensive planning, interacting with our clients on a personal level, and providing extraordinary service.