Todd  Sensing

Todd Sensing



(844) 628-3185

Contact Me

Fee-Only Financial Planner serving families and clients across the country, regardless of location.


  • Fee-Only Financial Planning
  • Financial Review
  • Hourly Fee Consultations
  • Retirement Planning
  • Investment Management
  • Tax Planning
  • Estate Planning
  • Insurance Services
  • College Education Planning
  • 401(k) and IRAs
  • Business Planning
  • Employee Benefits


Visit Us

495 Grand Blvd
Miramar Beach, FL 32550

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

Todd Sensing is a fee-only financial planner located in Miramar Beach, FL serving clients from Pensacola to Panama City, and across the country (regardless of location). FamilyVest provides objective financial planning and investment management to help families make important decisions about money and life. Todd Sensing is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.

Todd Sensing is a Fee Only Financial planner located in Miramar Beach, FL. Todd Sensing is a NAPFA-Registered Financial Advisor.

Before founding FamilyVest, I spent 20 years in banking and portfolio management, highlighted in 2007, when I started and managed Aardvark Market Neutral Fund. Successful, yet unsatisfied, I discovered that my greatest moments come when  I work with a family that believes a financial planner would be of little benefit or cost too much. As they see how I can help them achieve their goals and dreams in ways they never imagined possible, the transformation of their doubts into optimism is empowering.

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Please click here to request a copy of FamilyVest’s ADV Brochure.

Educational Credentials

A seasoned financial professional with over two decades of experience, I hold some of the industry’s most prestigious credentials. The CFA designation binds me to follow the highest standards of ethics in the investment profession. The needs of my clients always come before my own.

Chartered Financial Analyst®, CFA Institute
Certified Financial Planner®, CFP Board
Master of Business Administration, Finance, Georgia State University
Bachelor of Science, Economics, Georgia State University


CFA Institute

XY Planning Network

National Association of Personal Financial Advisors (NAPFA)

Financial Planning Association (FPA)


Your Family’s Needs are Special

Every family has a life cycle. Some couples are newly married, others have children in school, and others are close to retirement. No matter where a family is in the life cycle, they have one desire: to create security and achieve the well-being of all their loved ones. Every stage brings forth a set of needs that constantly evolve as each family grows. These needs are unique, special, and deserving of the highest standard of care that the investment profession can provide.

At FamilyVest, our sole focus is on families. We understand that while raising a family is one of the most meaningful things you will ever do, it is full of stress and important decisions. We strive to provide you the peace of mind that comes when you know a comprehensive plan is in place to provide for and protect your family now and in future.