Tom  Costigan

Tom Costigan

| CFP®

Exchange Capital Management


Contact Me

Fee-Only Financial Planner serving the Ann Arbor, MI area.


  • Fee-Only Financial Planning
  • Financial Review
  • Hourly Fee Consultations
  • Retirement Planning
  • Investment Management
  • Tax Planning
  • Estate Planning
  • Insurance Services
  • College Education Planning
  • 401(k) and IRAs
  • Business Planning
  • Employee Benefits


Visit Us

303 Detroit Street
Suite 203
Ann Arbor, MI 48104

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

Tom Costigan is a Ann Arbor, MI Fee-Only Financial Planner serving Ann Arbor and all surrounding areas. Exchange Capital Management specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. Tom Costigan is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.

Tom Costigan is Vice President and an Ann Arbor Senior Lead Financial Advisor. Prior to joining Exchange Capital Management in 2006, Tom was a securities analyst at MetLife in Tampa, Florida assisting their fixed income portfolio managers with the day to day operations of the company's multi-billion dollar investment portfolios. Tom graduated with honors from Michigan State University earning a Bachelor of Finance degree in 2003. Tom was awarded the designation of Certified Financial Planner (CFP) in 2010 and is a member of the Certified Financial Planner Board of Standards.

For additional investment strategy, financial knowledge, and research tools, visit Exchange Capital Management's informative and interactive website.


At Exchange Capital, our most important investment is in you. 

At Exchange Capital Management, we approach every engagement with humility and a deep sense of responsibility. We are asked to untangle complex financial knots involving spending habits and compensation; job change and conflict; struggles with parents and issues with children; taxation issues; and retirement options. We'll ask you difficult questions. We'll hold your answers close. And we'll build an authentic relationship based upon mutual trust and respect.