- Fee-Only Financial Services
- Comprehensive Financial Planning
- Free Initial Consultation
- Investment Management
- Retirement Planning
- Education Planning
- Elder Care Issues
- Estate Planning
- Insurance Analysis
- Charitable Giving and Trusts
- Planning for Business Owners
- Cash Flow and Budgeting
Huntsville, AL 35806
Gadsden, AL 35901
Velda Eugenias is a NAPFA-Registered Financial Advisor.
NAPFA is the country's leading association of Fee Only Financial Planners.
What is "Fee Only Financial Planning," and why is it important?
As Founder of the firm, Velda’s role is to keep the business running smoothly and compliantly. She always knows that the buck stops with her and she does not shy away from that responsibility. Velda believes that ‘the devil is in the detail’ and in the financial services industry you can not be ‘too careful’. She is dedicated to education and believes that staying abreast of new laws, regulations and rules is the backbone of what enables an advisor to meet a client’s needs. Velda has over thirty five years working in the banking and financial industry and her last twenty years have been concentrated in planning and investment management.
She earned her CFP® designation in 2000 and previously held the NASD series 6, 63 and 7 along with having an insurance license and a real estate license for many years. She is a member of the National Association of Personal Financial Advisors (NAPFA) and has recently completed a three year term of service on the Regional and National Boards. She is a NAPFA Registered Advisor and is required to get 60 hours of continuing education every two years as part of NAPFA’s requirement which is double the amount required by the CFP® board of standards. During 2008-2009 Velda logged over 150 hours of continuing education.
In addition to her membership with NAPFA, Velda belongs to Rotary International as a board member, First Friday Forum, and Women Executive Networking. She is Co-Chair of the Leading Edge Institute for the Northeast Alabama area. This organization helps to develop the future ‘female’ leaders of Alabama. She became affiliated with the Financial Planning Association (FPA) in 1999 and was Membership chair while serving on the Board of Directors. Velda is a graduate of the College of Financial Planning in Denver, Colorado and graduated Magna cum laude from the University of Alabama with a BS in Human and Environmental Sciences.
Velda has served for several years as a volunteer for Kiplinger Magazine on their ‘Jump Start Your Retirement’ series. She has been quoted in several magazines and has been a frequent guest lecturer at the University of Alabama on financial planning topics. She is a frequent speaker for many civic clubs and has conducted many workshops over her career on the subject of financial planning.