William D. Starnes

William D. Starnes

| CFP®, ChFC®, MST

Mallard Advisors, LLC

(302) 239-1654

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Fee Only Financial Planner Located in Hockessin, DE and Serving Clients Nationwide


  • Fee-Only Financial Services
  • Comprehensive Financial Planning
  • Free Initial Consultation
  • Investment Management
  • Retirement Planning
  • Education Planning
  • Estate Planning
  • Planning for Business Owners
  • High Net-Worth Clients
  • Tax Planning and Preparation


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7234 Lancaster Pike
Suite 220A
Hockessin, DE 19707

Fee-Only & Fiduciary

The National Association of Personal Financial Advisors (NAPFA) is the country's leading association of fee-only and fiduciary financial planners.

William Starnes is a Hockessin, DE Fee-Only Financial Planner serving Hockessin and all surrounding areas. Mallard Advisors, LLC specializes in providing objective financial planning to help clients build, manage, grow, and protect their assets through life's transitions. William Starnes is a NAPFA-Registered Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional.
William "Bill" Starnes is our founder and senior advisor at the firm. Part of Bill's professional mission is "to engage clients in an enjoyable process of financial education and planning that provides extreme value and quantifiable results." Bill helps you understand the advice he offers, strives to save you money, and assists you with the big decisions created during life's inevitable transitions.
Bill lives in Unionville, Pennsylvania with his wife Lynda and three sons, Blake, David, and Stephen. Outside of the office, Bill is dedicated to spending quality time with his family with an emphasis on camping (usually with the Boy Scouts), skiing, golfing, and enjoying all things near the Brandywine (river). On his own time, Bill enjoys the exhilaration of mountain biking and is addicted to growth of all kinds (personal, professional, spiritual, and educational).
Holding a Bachelor of Science degree from Penn State University, Bill has also earned the designation of CERTIFIED FINANCIAL PLANNER™ Professional from the Certified Financial Planner Board of Standards. Bill is a graduate of Widener University with a Masters Degree in Taxation (MST), and has earned the professional designation of CHARTERED FINANCIAL CONSULTANT (ChFC) from The American College.
Bill is a member of the National Association of Personal Financial Planners (NAPFA), the National Association of Tax Practitioners (NATP), and the Alliance of Cambridge Advisors (ACA) -  a nationwide alliance of financial advisors committed to comprehensive financial planning on a fee-only basis.
Bill has been quoted by Jane Bryant Quinn in Newsweek magazine, and has also appeared in Kiplinger's Personal Finance, Bloomberg Wealth Manager, Forbes.com, The News Journal, and Morningstar Advisor.
Our firm is a financial planning and wealth management practice. We believe every client deserves to work with an advisor that exceeds the highest standards in the financial planning industry. How do we do this?  By only working in a way that is best for clients, such as:

1. Comprehensive Advice - We are comprehensive wealth managers. That is who we are and what we do. We are not just money managers, tax preparers, or retirement planners. We integrate all of the areas of your financial life, allowing you to see how each financial decision you make affects other areas of your finances. Comprehensive advice addresses:
  •     Financial Security     
  •     Investment Management
  •     Income Tax Preparation
  •     Retirement Planning
  •     Estate Planning
  •     Tax & Financial Planning
  •     Cash-Flow Management

2. The Highest Standards - First, we are Fee-Only advisors. This means we are only paid by our clients (and never receive compensation/commissions from any outside company), and are therefore able to recommend only those solutions that we believe help our clients. We believe that if an advisor is paid by someone other than their client, this creates a potentially large conflict of interest.

Second, we are "fiduciaries" to our clients. This means we are required to act in the best interest of our clients. We would not have it any other way. Always require your advisor to act in a fiduciary capacity at all times - and get this in writing.

3. Experienced & Credentialed - We have over 15 years experience providing comprehensive, personal, financial advice on a Fee-Only basis. This is quite different from someone who has many years of experience selling financial products. Bill has his Masters Degree in Taxation, and is a CERTIFIED FINANCIAL PLANNER™ professional.