Craig Schmith


Craig Schmith Financial Planning

Financial Advisor

Craig Schmith


Craig Schmith Financial Planning

Financial Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - Craig Schmith, CFP®

(919) 272-5054

    Fee-Only Financial Advisor serving Raleigh, Durham, Chapel Hill and Wilmington NC areas

    Craig Schmith is a Raleigh, NC fee-only financial planner. Craig Schmith Financial Planning provides comprehensive and objective financial planning to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Craig Schmith is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

    As a planner since 1999, I have been helping people to improve their personal financial situation by doing full financial plans, and hourly projects on topics of their choice. 

    A full plan starts with an individual or family’s work situation, personal situation, preferences and goals.  I analyze and recommend changes in cash flow, net worth, insurance coverages, income tax planning, goal planning (i.e. college, retirement, vacation home, etc.), investments, and estate planning.  Fees for a plan are typically $2,000 for singles/$2,800 for couples.

    Hourly planning is done on a project by project basis depending on people’s needs.  The most typical ones involve work on investments and retirement projections.

    Over 15 years planning experience and 2 degrees in finance provides me with the experience base to know how to handle a wide variety of situations.  My plans are designed to be easy to understand and I try to use the most straightforward solutions to get the job done.

    On a personal basis, I am direct and open and have an excellent sense of humor!  If you think I would be a good match, give me a call.

    Craig Schmith is a Member of the National Association of Personal Financial Advisors

    The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

    NAPFA members live by three important values:

    • To be the beacon for independent, objective financial advice for individuals and families.
    • To be the champion of financial services delivered in the public interest.
    • To be the standard bearer for the emerging profession of financial planning

    Financial Plan
    For people looking to get organized, optimized, and headed in the right direction. $200/hr. Typical Fees: Married couples $2,800. Singles and young married couples with less complex situations, $2,000.

    Hourly Planning, Specific Topics
    For people who don't need a full plan, and only want help with specific questions or elements of a plan. Typical requests are to run retirement scenarios or review portfolios and recommend changes. $200/hr.

    Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


    • Comprehensive Financial Planning
    • Retirement Income Planning
    • Investment Management
    • College Education Planning
    • Tax Planning

    Ideal Clients

    • Retirees and Near Retirees
    • Growing Families
    • Business Owners and Executives
    • Sudden Money Situations
    • Novice Investors

    Working Together

    • In-Office Meetings
    • Virtual Meetings
    • Clearly Defined Fees
    • No Product Sales
    • Complimentary Initial Consultation

    Professional Designations & Affiliations

    Contact Craig Schmith

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    Office Locations:

    • Meeting Location:
      5540 Centerview Drive, Suite 200
      Raleigh, NC
    • Meeting Location:
      ​1213 Culbreth Drive
      Wilmington, NC

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