Cullen Fischel


Prosperity Financial Design

Founder & Financial Planner

Cullen Fischel


Prosperity Financial Design

Founder & Financial Planner

My mission is to make comprehensive financial planning easy so you can focus on what really matters. - Cullen Fischel, CFP®, CLU®, ChFC®

Fee-only financial planner located in Cleveland, OH, serving clients locally and across the country

Cullen Fischel is a Cleveland, OH fee-only financial planner. Prosperity Financial Design provides comprehensive and objective financial planning and socially responsible investing to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Cullen Fischel is never paid a commission of any kind and has a legal obligation to provide unbiased and trustworthy financial advice.

Cullen Fischel, CFP® is the founder and financial planner of Prosperity Financial Design, an independent financial planning firm in Cleveland, OH. He works with individuals and families all over the country to bring sustainable growth to their financial lives.

Cullen's goal is to make investing and financial planning easy by using the best financial resources and ideas for his clients. He takes a comprehensive, holistic approach to managing his clients' finances that includes:

  • Comprehensive Financial Planning
  • Cash Flow Analysis
  • Customized Investment Strategies
  • Socially Responsible Investing (ESG/Sustainable/Impact Investing)
  • Retirement Planning
  • Social Security Timing Strategies

Prosperity Financial Design offers financial planning services for wherever you are in life.

When he's not running financial calculations, Cullen loves backpacking in our nation’s beautiful parks and spending quality time outdoors with his wife and daughter. His love of family and nature combined to form the mantra of his practice - to empower you to align you pocketbook with their principles. He cares deeply about your unique story and works mindfully to ensure that you can tell it with purpose and confidence.

Reach out today for a 20-minute, no obligation conversation about your financial goals.

Cullen Fischel is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning

Prosperity Financial Design makes financial planning easy.

We are a fiduciary, commission-free financial planning firm that values clear and objective financial advice.

Hourly service helps with one-off advice and ongoing planning helps you invest smarter, reduce taxes, and optimize income.

Visit us on the web to learn more.

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • ESG Investing
  • Socially-Responsible Investing

Ideal Clients

  • Retirees and Near Retirees
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Novice Investors

Working Together

  • In-Person Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

  • National Association of Personal Financial Advisors (NAPFA)
    Cullen Fischel is a NAPFA-Registered Financial Advisor

    The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.

  • XY Planning Network
    Cullen Fischel is a Member of the XY Planning Network

    The XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.

  • Financial Planning Association
    Cullen Fischel is a member of The Financial Planning Association® (FPA®)

    FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.

  • Certified Financial Planner (CFP)
    Cullen Fischel is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification

    CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.

  • CLU - Chartered Life Underwriter
    Cullen Fischel is a Chartered Life Underwriter® (CLU®)

    A Chartered Life Underwriter® (CLU®) is a professional designation for individuals specializing in life insurance and estate planning. Individuals must complete five core courses and three elective courses, and successfully pass all eight two-hour, 100-question examinations in order to receive the CLU® designation.

  • ChFC - Chartered Financial Consultant
    Cullen Fischel is a Chartered Financial Consultant® (ChFC®)

    Chartered Financial Consultant® designations are granted upon completion of seven required courses and two elective courses. Those who earn the designation are understood to be knowledgeable in financial matters and to have the ability to provide sound advice.

Contact Cullen Fischel

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Office Locations:

  • 8472 E Washington St # 220
    Chagrin Falls, OH 44023

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