CFP®, CPA, CLU®
Financial Strategies, Inc.
Fee Only Financial Planner Located in Bethesda, MD and Serving Clients Nationwide
Jim McGrath is the Managing Director of Financial Strategies, Inc., a Registered Investment Advisor.
Since 1983, he has been a CERTIFIED FINANCIAL PLANNER™ practitioner licensed by the CFP Board of Standards in Washington, DC. He has been licensed by the State of Maryland as a Certified Public Accountant (CPA) since 1982. As part of his ongoing continuing education, Jim successfully completed the coursework for and was awarded the Chartered Life Underwriter (CLU) designation from the American College in 2000. Since January 2004, Mr. McGrath is a NAPFA-Registered Financial Planner. Jim is one of only six individuals with this array of credentials out of a universe of approximately 650,000 people in the US who call themselves financial advisors.
Active in numerous professional and civic organizations, Mr. McGrath is the Past President of both the National Capital Chapter of the International Association for Financial Planners (IAFP) and the Rockville Rotary Club. He is an active member the Financial Planning Association and the National Association of Personal Financial Advisors (NAPFA).
Over the last thirty years, in addition to appearing on local cable television and radio, Mr. McGrath has been quoted in The Washington Post, The Baltimore Sun, New Choices, Worth, Investor's Business Daily, The Chicago Tribune, USAIR Magazine, Consumer's Digest, Changing Times, Readers Digest, The New York Times, Sylvia Porter's Personal Finance, Personal Investor Magazine, Washington Dossier, Washington Woman, Washington Business Review, and the Washington Business Journal.
James McGrath is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
What do you want for the rest of your life?
We help you visualize your life going forward; the rest of your career, the Retirement you have always dreamed of, the “Golden Years” that according to many are not so Golden.
One of our favorite conversations is “When is enough” and what that means to you, your family and your current plan.
Are you concerned about the Economy, the last Recession, the Fed, the Market Today or any other number of thoughts that can immobilize your thinking and cause financial panic. We follow the various markets and trends so you don’t have to. Not to say you should not stay informed, but really, do you want to spend all day reading tickers and watching screaming heads on the TV?
It’s our job to “Sweat the Details” so you can get on with your life. See here for a description of the Financial Planning process. We review all your financial stuff and help you sort it out. Questions about IRA’s, Social Security, Retirement Plans, Life Insurance, 401(k)’s, Long Term Care, Municipal Bonds, Home and Auto Insurance, Estate plans, College Funding, etc. Quite a list. All this and more will be reviewed as needed and we will help you sort out options and find the answers.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
James McGrath is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
James McGrath is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
James McGrath is a Certified Public Accountant (Learn More)
A Certified Public Accountant (CPA) is a designation given by the American Institute of Certified Public Accountants to those who pass an exam and meet work experience requirements.
James McGrath is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
James McGrath is a Chartered Life Underwriter® (CLU®)
A Chartered Life Underwriter® (CLU®) is a professional designation for individuals specializing in life insurance and estate planning. Individuals must complete five core courses and three elective courses, and successfully pass all eight two-hour, 100-question examinations in order to receive the CLU® designation.
Contact James McGrath
10411 Motor City
Bethesda, MD 20817