James Reardon

CFP®, J.D.

ProActive Capital Management, Inc.

Chief Investment Officer, Senior Vice President, Registered Investment Advisor

James Reardon

CFP®, J.D.

ProActive Capital Management, Inc.

Chief Investment Officer, Senior Vice President, Registered Investment Advisor

As a fee-only financial planner, my focus is to offer unbiased financial advice to help you achieve your life goals. - James Reardon, CFP®, J.D.

Fee-Only financial planner located in Topeka, KS, serving clients locally and across the country

Jim Reardon is a Topeka, KS fee-only financial planner. ProActive Capital Management, Inc. provides comprehensive financial planning, estate planning and portfolio management to help clients organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Jim Reardon is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.

Jim Reardon's goal is to preserve his clients’ capital and make it grow. He strives to help Proactive Capital Management's clients use their financial resources to live life to the fullest measure, without undue risk. He has over 20 years of experience pro-actively managing assets for clients and non-profit organizations. A Certified Financial Planner™, Jim is a graduate of Kansas State University and Washburn University School of Law. He holds licenses in law and securities and was admitted to the Kansas Bar in 1973. Prior to PCM, Jim was a Senior Advisor and portfolio manager and President of Peoples Wealth Management, LLC based out of Topeka for 11 years.

Outside of PCM, Jim serves on several community boards and investment committees. Jim’s hobbies include collecting baseball autographs and memorabilia. He enjoys family outings, reading, movies, theatre and baseball games.

Certifications and Licenses: Series 7/63/66 Securities Licenses, Certified Financial Planner™ (CFP®), J.D.

Jim has been quoted by Kiplinger’s, CNBC, the Wall Street Journal, Smart Money, and Best Life magazine.

James Reardon is a Member of the National Association of Personal Financial Advisors

The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.

NAPFA members live by three important values:

  • To be the beacon for independent, objective financial advice for individuals and families.
  • To be the champion of financial services delivered in the public interest.
  • To be the standard bearer for the emerging profession of financial planning.

ProActive Capital Management, Inc. is a “fee only” registered investment advisor. No loads, commissions, or sales incentives--just sound advice and prudent asset management.

5 reasons to consider ProActive Management

Buy and hold is dead(ly)—While bull market runs are impressive, history shows it is not a matter of “if” but more a matter of “when” the next bear market will occur to wipe out much of the gains.

During a “bear” market the investor will lose money. During an average “bull” market about half the time is spent recovering bear market losses, the other half registering “real” gains. Think what could happen during bull markets if the investor can keep the losses low.

Investment expert Kenneth Solow sums it up: “Patiently waiting for stocks to deliver average returns do not rise to the level of an investment strategy.”

Bear market losses are exponential—It takes longer than most investors think to recover from bear markets—a gain of 50% is needed to overcome a 33% portfolio loss.

Safety first: always—No one would ever jump into a motor vehicle without an accelerator and brakes, so why would investors even consider having an investment vehicle that doesn’t have both?

Proactive management aligns with investor psychology—Behavioral finance studies have documented that investors are twice as worried about loss as they are about gains.

Does “set it and forget it” really make sense?—Isn’t the first rule of investing “Buy Low and Sell High?”

Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.


  • Comprehensive Financial Planning
  • Retirement Income Planning
  • Investment Management
  • College Education Planning
  • Tax Planning
  • Estate Planning

Ideal Clients

  • Retired or Nearing Retirement
  • Growing Families
  • Business Owners and Executives
  • Sudden Money Situations
  • Widowed or Divorced

Working Together

  • In-Office Meetings
  • Virtual Meetings
  • Clearly Defined Fees
  • No Product Sales
  • Complimentary Initial Consultation

Professional Designations & Affiliations

Contact James Reardon

Please enter your name
Please enter a valid 10 digit US phone number in the format xxx-yyy-zzzz
Please enter a valid email address
Please leave a message for the advisor.
Clear Form
Please verify that you aren't a robot.
There was an issue sending your message. If this issue persists, please contact support.
Message Sent! Your message info will be displayed in other advisor contact forms to make it easy to send to multiple advisors. We do not share your message content beyond the advisors you choose.

Office Locations:

  • 1414 SW Ashworth Pl
    Suite 200
    Topeka, KS 66604

Outdated Browser Detected!

If you're seeing this message, it's because the web browser you're using to access our site is much older and no longer supported. Due to privacy and safety concerns, we don't allow older browsers to access our site. In order to access WhyFiduciary.com, please use a newer browser, like Internet Explorer 10 or above, Google Chrome, or Mozilla Firefox.

Download a newer browser