Milestone Financial Planning, LLC
Fee-Only Financial Planning, Investment Management, and Tax Services for Westford, MA and Bedford, NH region
Milestone Financial Planning, LLC was created by the merger of WJM Financial, LLC of Bedford, NH and Milestone Financial Planning, Inc. of Dunstable MA in February 2016. Jean Fullerton and Jennifer L. Davidson provide a full service investment management, financial and tax planning experience. They are supported by an Executive Assistant and a Client Services Manager.
Jennifer L. Davidson, CPA MSFP CFP - Owner and Senior Advisor
Jennifer has been working with individuals and small businesses for her entire career, starting in 1991. Jennifer spent 4 years working as an auditor and tax accountant for a regional CPA firm, and then another 3 years as the Chief Financial Officer for a large nonprofit organization before starting her own CPA firm in 1999 (now Jennifer L Davidson CPA PC) and Milestone Financial Planning, Inc. in 2003.
Jennifer earned her Masters of Science in Financial Planning with High Distinction from Bentley University and the designation of Certified Financial Planner™ practitioner from the Certified Financial Planner Board of Standards, Inc. in 2003. She earner her Bachelor of Business Administration Cum Laude from the University of Massachusetts - Amherst in 1991 and received a certificate of achievement for passing the CPA exam at the first sitting.
Jennifer is a registered advisor with the National Association of Personal Financial Advisors (NAPFA) and a member of the American Institute of Certified Public Accountants, the Massachusetts Society of Certified Public Accountants and the Financial Planning Association.
Jennifer Davidson is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
"Will your money outlive you, or will you outlive your money?"
At Milestone Financial Planning (MFP), we help you answer this question by providing fee-only investment management and financial planning services. Our mission is to help you achieve your goals.
At MFP, you will work directly with Jennifer L. Davidson, CPA MSFP CFP or Jean Fullerton CFP and also be supported by their team of associates. Jennifer is a Certified Financial Planner and a Certified Public Accountant and has been working with individuals and small businesses her entire career. Jean is also a Certified Financial Planner and has been working with individuals for over 13 years. MFP has a fiduciary responsibility to its clients. We incorporate expert tax advice into our financial planning, as taxes are an integral part of any financial planning decision. This is an important distinction between our service offering and what other advisors offer. We also coordinate your plan with other professionals outside our firm at your direction - estate planning attorneys, insurance agents, real estate brokers, etc., to assist you with implementing our financial planning recommendations.
Our value to you, in excess of our cost to you, is 1) estate/financial planning and the creation/maintenance of a goal-focused (not market-driven) portfolio 2) long-term historical perspective (markets rise 3/4 of the time; expect short-term falls of an average of 30% every 5 years) and 3) behavioral counseling. Consider us your big mistake insurance.
All wealth is created from hard work, thrift and initiative. This is why most inherited wealth is gone within one generation. If you want your created or inherited net worth to last, you need to implement, monitor and update a financial plan. In today's complicated environment of investments, taxes, laws and regulations, this can be incredibly difficult without professional assistance.
We offer ongoing services to clients who are looking for an in-depth relationship with an advisor who will have an understanding of their unique circumstances at all times; who will handle the complexity of cash flow planning and investment management integrated with tax and estate issues throughout the years and who will proactively contact them when financial regulations change or opportunities become available.
As a result, our service is not suitable for short term or hourly engagements that cannot take advantage of our style of client service.
We will accept a client in any state in the USA. Currently, we are licensed in MA, NH, ME & TX, but will comply with all licensing and registration requirement of all states, as necessary.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
- Comprehensive Financial Planning
- Retirement Income Planning
- Investment Management
- College Education Planning
- Tax Planning
- Retirees and Near Retirees
- Growing Families
- Business Owners and Executives
- Sudden Money Situations
- Novice Investors
- In-Office Meetings
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
Jennifer Davidson is a NAPFA-Registered Financial Advisor
The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
Jennifer Davidson is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for Verification
CFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
Jennifer Davidson is a member of The Financial Planning Association® (FPA®)
FPA® is the largest membership organization for CFP® professionals in the U.S. and supports high standards of professional competence, ethical conduct, and clear, complete disclosure when serving clients.
Jennifer Davidson is a Certified Public Accountant (Learn More)
A Certified Public Accountant (CPA) is a designation given by the American Institute of Certified Public Accountants to those who pass an exam and meet work experience requirements.
Contact Jennifer Davidson
2 Commerce Drv
Bedford, NH 03110