Josh Flatley
CFP®, MBA
X Vector, Ltd
Managing Member
Josh Flatley
CFP®, MBA
X Vector, Ltd
Managing Member
Financial Planning for Contract Pilots in Generation X. "Independent, but not on your own!" - Josh Flatley, CFP®, MBA
Fee-Only financial planner located in northern Nevada, serving clients locally and across the country
Josh Flatley is a fee-only financial planner. X Vector, Ltd provides comprehensive and objective financial planning to help Gen X professional pilots organize, grow and protect their assets through life’s transitions. As a fee-only, fiduciary, and independent financial advisor, Josh Flatley is never paid a commission of any kind, and has a legal obligation to provide unbiased and trustworthy financial advice.
Josh Flatley, a CERTIFIED FINANCIAL PLANNER™ professional, is the Managing Member of X Vector, Ltd. He has been in financial services since 1996. Over the years, he has been an insurance salesman, stockbroker, financial paraplanner, and an investment adviser representative and has held various licenses to include Nevada Life and Health licenses, FINRA (formerly NASD) Series 6, 7, 26, 66, and is currently a Series 65 licensee.
Prior to his interest in helping people with their financial planning needs, Josh was (and still is) an avid aviator. He had his first airplane ride through the Civil Air Patrol at age 13. And that was it! A lifetime passion for all things flight. He started in sailplanes and (finance permitting), progressed into single-engine powered lessons. He earned his Private Pilot license shortly after high school and went on to learn to fly with the military. Josh flew the C-130 Hercules for almost 10 years and is now a KC-135 Stratotanker pilot. He holds a Commercial, Multi-Engine Land license with Instrument Rating.
When not planning or flying, Josh enjoys spending time with his wife, Melissa, and dogs, Luna & Brrrt. Hobbies include snow-skiing and reading about the Golden Age of Pirates.
Josh Flatley is a Member of the National Association of Personal Financial Advisors
The National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors - highly trained professionals who are committed to working in the best interests of those they serve.
NAPFA members live by three important values:
- To be the beacon for independent, objective financial advice for individuals and families.
- To be the champion of financial services delivered in the public interest.
- To be the standard bearer for the emerging profession of financial planning
X Vector, Ltd. would be honored to help you with your long-term financial planning needs. Our firm caters to those who have answered the call to fly airplanes as a career. We are positioned to help those pilots established in their careers, or perhaps beginning the second career in aviation. Those in this life-stage are typically in what is termed Generation X (in between those just starting out, and those who have reached the twilight of their careers). Unfortunately, the financial services industry has neglected this demographic in terms of comprehensive planning. Our goal is to fix that: Fee only financial planning is all we do. If you’re in this group and this appeals you, please explore our site.
Fee-Only, Fiduciary, Independent: Three Important Criteria to Consider When Choosing a Financial Advisor.
Specialties
- Comprehensive Financial Planning
- Investment Management
Ideal Clients
- Contract pilot in Generation X
Working Together
- Virtual Meetings
- Clearly Defined Fees
- No Product Sales
- Complimentary Initial Consultation
Professional Designations & Affiliations
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Josh Flatley is a NAPFA-Registered Financial AdvisorThe National Association of Personal Financial Advisors (NAPFA) is a leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve.
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Josh Flatley is a CERTIFIED FINANCIAL PLANNER™ Professional - Click for VerificationCFP® professionals are held to strict ethical standards to ensure financial planning recommendations are in your best interest. What’s more, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can use the CFP® designation.
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Josh Flatley is a Member of the XY Planning NetworkThe XY Planning Network is the leading organization of fee-only financial advisors who are focused on working with Generation X and Generation Y clients. Our mission is to connect consumers with best-in-class financial advisors who specialize in working with clients just like you.
Contact Josh Flatley
Office Locations:
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By Appointment Only
and Virtual
Reno, NV 89521